Schenectady County and Rotterdam Town property record for 973 River Rd, Schenectady, NY 12306 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.5 Baths |
| Architecture Style | Traditional |
| Year Built | Built 1970 |
| Square Footage | 1,792 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Last Sale | $50,000 (2018) |
| Tax Bill | $4,894.00 (2025) |
| Primary APN | 422800 20.18-2-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,792 sqft Living Area |
| 1st Floor | 896 sqft 1st Floor |
| 2nd Floor | 896 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Traditional Style |
| Exterior Material | Composition/Composite Exterior |
| Lot Area | 8,712 sqft (0.2 acres) |
| Depth X Width | 150 ft x 58 ft Depth x Width |
| Shed | 1 Shed |
| Shed Area | 40 sqft Shed |
| Porch Area | 350 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 973 RIVER RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-6507 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | R,2STY 1.-4-8 |
| Legal Block | 2 |
| Legal Lot Number | 4.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | ROTTERDAM |
| Census Blockgroup | 1 |
| Census Block | 1029 |
| Census Tract | 32602 |
Source: Schenectady County and Rotterdam Town records · APN 422800 20.18-2-4
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 971 RIVER RD, SCHENECTADY, NY 12306-6507 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 06, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SUNMARK FCU |
| Oct 02, 2018 | Bargain and Sale Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOMESTEAD FUNDING CORP |
| Oct 10, 2017 | Deed in Lieu of Foreclosure, Foreclosure SERVICELINK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 02, 2018 · Amount on Record |
| Deed Sale | Oct 02, 2018 · Amount on Record |
| Prior Sale | Oct 10, 2017 · Amount on Record |
| Deed Doc Number | 201843653 |
| Deed Book / Page | 1996 / 953 |
| Prior Transfer Date | Sep 14, 2005 |
| Prior Transfer Doc | 0017190836 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 973 RIVER RD, SCHENECTADY, NY 12306-6507 |
| Transaction Type | Mortgage |
| Record Updated | Mar 08, 2024 |
| Name | Verified Name |
|---|---|
| Address | 973 RIVER RD, ROTTERDAM, NY 12306-6507 |
| Investor | Possibly a Property Investor |
| Document Number | 0000047352 |
|---|---|
| Date | Sep 06, 2022 |
| Book Page | 5254/225 |
| Instrument | 202247352 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Aug 15, 2042 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 02, 2018 |
| Property Address | 973 RIVER RD, SCHENECTADY, NY 12306-6507 |
| Document Number | 0000043653 |
| Book / Page | 1996 / 953 |
| Instrument Date | Aug 27, 2018 |
| Instrument | 201843653 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $200.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15480 LAGUNA CANYON RD, 15480, IRVINE, CA 92618-2132 |
| Name | Verified Name |
|---|---|
| Address | 971 RIVER RD, ROTTERDAM, NY 12306-6507 |
| Document Number | 0000043655 |
|---|---|
| Date | Oct 02, 2018 |
| Book Page | 4868/696 |
| Instrument | 201843655 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2048 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 10, 2017 |
| Property Address | 973 RIVER RD, SCHENECTADY, NY 12306-6507 |
| Document Number | 0000045920 |
| Book / Page | 001973 / 000005 |
| Instrument Date | Sep 13, 2017 |
| Instrument | 45920 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 13, 2017 |
| Title Company | SERVICELINK |
| Amount | Amount Recorded |
|---|---|
| Tax | $530.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 6011 CONNECTION DR #5TH IRVING TX 750392607, 5TH, IRVING, TX 75039-2607 |
Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Schalmont Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,894.00 | $120,000 (-) Land $5,000 Building $115,000 | $184,600 (+16.91%) Land $7,692 Building $176,908 |
| 2023 | $120,000 Land $5,000 Building $115,000 | $157,900 Land $6,579 Building $151,321 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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