Schenectady County and Rotterdam Town property record for 977 River Rd, Schenectady, NY 12306 · Last verified April 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,840 sqft Total Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Garage | Detached, 200 sqft |
| Last Sale | $200,000 (2023) |
| Tax Bill | $5,505.00 (2025) |
| Primary APN | 422800 20.18-2-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,840 sqft Total Area |
| 1st Floor | 920 sqft 1st Floor |
| 2nd Floor | 920 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 7,405 sqft (0.17 acres) |
| Depth X Width | 150 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 200 sqft Garage |
| Porch Area | 328 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 977 RIVER RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-6507 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Description | R,G,2STY 1.-4-10 |
| Legal Block | 2 |
| Legal Lot Number | 2.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | ROTTERDAM |
| Census Blockgroup | 1 |
| Census Block | 1029 |
| Census Tract | 32602 |
Source: Schenectady County and Rotterdam Town records · APN 422800 20.18-2-2
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 977 RIVER RD, SCHENECTADY, NY 12306-6507 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Nov 03, 2023 | Deed, Transfer · Conventional Mortgage THE ADIRONDACK TRUST COMPANY |
| Nov 26, 2019 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 03, 2023 · Amount on Record |
| Deed Sale | Nov 03, 2023 · Amount on Record |
| Prior Sale | Feb 19, 2013 · Amount on Record |
| Deed Doc Number | 202362577 |
| Deed Book / Page | 2119 / 129 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 03, 2023 |
| Property Address | 977 RIVER RD, SCHENECTADY, NY 12306-6507 |
| Document Number | 0000062577 |
| Book / Page | 2119 / 129 |
| Map Reference | CAB B MAP 274 |
| Instrument Date | Oct 25, 2023 |
| Instrument | 202362577 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $800.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 977 RIVER RD, SCHENECTADY, NY 12306-6507 |
| Name | Verified Name |
|---|---|
| Address | 29 FARMINGTON AVE, GANSEVOORT, NY 12831-1800 |
| Document Number | 0000062584 |
|---|---|
| Date | Nov 03, 2023 |
| Instrument | 202362584 |
| Name | THE ADIRONDACK TRUST COMPANY |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 977 RIVER RD, SCHENECTADY, NY 12306-6507 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000053529 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | 4956/700 |
| Instrument | 201953529 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Schalmont Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,505.00 | $135,000 (-) Land $4,300 Building $130,700 | $207,700 (+16.95%) Land $6,616 Building $201,084 |
| 2023 | $135,000 (-) Land $4,300 Building $130,700 | $177,600 (+9.16%) Land $5,657 Building $171,943 | |
| 2022 | $135,000 Land $4,300 Building $130,700 | $162,700 Land $5,182 Building $157,518 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures