Schenectady County and Rotterdam Town property record for 959 River Rd, #961, Schenectady, NY 12306
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 3 ba · 1,752 sqft · built 1928 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Dec 2025) |
| Tax Bill | $4,708 (2026) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Oct 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 20.18-2-8 |
| Primary APN | 422800 20.18-2-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,752 sqft Total Area |
| 1st Floor Area | 876 sqft |
| 2nd Floor Area | 876 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 112 ft deep x 60 ft wide |
| Porch | Slab |
| Porch Area | 50 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 959 RIVER RD, 961 |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-6507 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | B-1 |
| Legal Description | R,2FM,2STY 1.-4-4 |
| Legal Block | 2 |
| Legal Lot Number | 8.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 32602 |
959 River Rd, #961 is owned by an individual who bought it in December 2025.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5264 RYNEX CORNERS RD, PATTERSONVILLE, NY 12137-1805 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Oct 4, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2025 · Amount on File |
| Deed Sale | Dec 29, 2025 · Amount on File |
| Prior Sale | Oct 4, 2018 · Amount on File |
| Deed Document Number | 202530279 |
| Deed Book / Page | 2163 / 268 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 29, 2025 |
| Property Address | 959 RIVER RD # 961, 961, SCHENECTADY, NY 12306-6507 |
| Document Number | 0000030279 |
| Instrument Date | Dec 11, 2025 |
| Instrument | 202530279 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2026 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $880.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 959 RIVER RD, ROTTERDAM, NY 12306-6507 |
| Name | Verified Name |
|---|---|
| Address | 5264 RYNEX CORNERS RD, PATTERSONVILLE, NY 12137-1805 |
| Document Number | 0000030280 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 202530280 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 4, 2018 |
| Property Address | 959-961 RIVER RD, SCHENECTADY, NY 12306 |
| Document Number | 0000044038 |
| Book / Page | 001997 / 000225 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 44038 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $360.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 959 RIVER RD SCHENECTADY NY 123066507, SCHENECTADY, NY 12306-6507 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 959 River Rd, #961 was $4,708, down 6.9% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Schalmont Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,708.00 (-6.9%) | ||
| 2025 | $5,057.00 | $124,000 (-) Land $3,800 Building $120,200 | $190,800 (+10.8%) Land $5,847 Building $184,953 |
| 2024 | $124,000 (-) Land $3,800 Building $120,200 | $172,200 (+5.51%) Land $5,277 Building $166,923 | |
| 2023 | $124,000 Land $3,800 Building $120,200 | $163,200 Land $5,001 Building $158,199 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 959 River Rd, #961 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 31 (1996–2026) |
| Claims Outside the SFHA | 12 of 31 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 959 River Rd, #961 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #3 serves 1,900 people · EPA ID NY4600067 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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