989 River Rd, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 989 River Rd, Schenectady, NY 12306 · Last verified April 2026

Property Highlights

Property TypeCommercial > Retail > Bar, Tavern
Year BuiltBuilt 1955
Square Footage2,932 sqft Gross Area
Lot Size30,056 sqft (0.69 acres)
GarageDetached, 1,200 sqft
Last Sale$120,000 (2014)
Tax Bill$9,991.00 (2025)

Property Details

APN / Parcel Number

Primary APN422800 20.-2-11
Alternative APN
  • 280002000000020110000000

Interior

Building Area2,932 sqft Gross Area
Basement Area800 sqft Basement
Unfinished Basement800 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Lot Area30,056 sqft (0.69 acres)
Depth X Width150 ft x 200 ft Depth x Width
Parking Spaces5 Parking Spaces
Garage TypeDetached Garage
Garage Area1,200 sqft Garage
Porch Area50 sqft Porch

Utilities and HVAC

SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address989 RIVER RD
CitySCHENECTADY
StateNY
Zip12306-6507
Property UsageCommercial Property Usage
TypeCommercial > Retail > Bar, Tavern
Legal DescriptionTAVERN,R,2STY G6-REAR 1.-4-12.9
Legal Block2
Legal Lot Number11.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionROTTERDAM
Census Blockgroup1
Census Block1026
Census Tract32602

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 20.-2-11

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address261 FITZDOM RD, PATTERSONVILLE, NY 12137-3601
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
May 19, 2017Deed of Trust, Mortgage · Line of Credit
NATIONAL UN BK/KINDERHOOK
Jun 02, 2017Quit Claim Deed, Transfer
NATIONAL UN BK/KINDERHOOK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 18, 2014 · Amount on Record
Deed SaleJul 18, 2014 · Amount on Record
Prior SaleJan 17, 2001 · Amount on Record
Deed Doc Number201428786
Deed Book / Page1897 / 430
Record RefreshedJun 08, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address989 RIVER RD, SCHENECTADY, NY 12306-6507
Document Number0000024611
Instrument DateMay 19, 2017
Transaction TypeMortgage
Record UpdatedJan 09, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1543 S KELLEY RD SCHENECTADY NY 123066413, SCHENECTADY, NY 12306-6413

Mortgage

Document Number0000024611
DateJun 02, 2017
Book Page004764/000125
Instrument24611
Lender
NameNATIONAL UN BK/KINDERHOOK
TypeBank
AddressKINDERHOOK, NY 12106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJun 01, 2022
Interest
Rate TypeAdjustable Rate

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateJun 02, 2017
Property Address989 RIVER RD, SCHENECTADY, NY 12306-6507
Document Number0000024599
Book / Page001963 / 000790
Instrument DateMay 19, 2017
Instrument24599
Transaction TypeTransfer
Record UpdatedFeb 20, 2018
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1543 S KELLEY RD SCHENECTADY NY 123066413, SCHENECTADY, NY 12306-6413

Mortgage

Document Number24602
DateJun 02, 2017
Book Page004764/000092
Instrument24602
Lender
NameNATIONAL UN BK/KINDERHOOK
TypeBank
AddressKINDERHOOK, NY 12106
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictSchalmont Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,991.00$245,000 (-) Land $17,200 Building $227,800$376,900 (+16.9%) Land $26,460 Building $350,440
2023$245,000 Land $17,200 Building $227,800$322,400 Land $22,634 Building $299,766

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on River Rd

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