955 River Rd, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 955 River Rd, Schenectady, NY 12306 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1987
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$246,000 (Aug 2022)
Tax Bill	$5,881 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422800 20.18-1-21`

Property Details

APN / Parcel Number

Primary APN	`422800 20.18-1-21`
Alternative APN	`280002001800010210000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	150 ft deep x 103 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	350 sqft
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	955 RIVER RD
City	SCHENECTADY
State	NY
Zip	12306-6507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R LNDS OF MARTIN & MITZEL-4 20.18-1-18
Legal Subdivision	LAND OF DANIEL B MARTIN & MARY H MITZEL
Legal Block	1
Legal Lot Number	21.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1026
Census Tract	32602

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 20.18-1-21

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	955 RIVER RD, SCHENECTADY, NY 12306-6507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 29, 2022 · Amount on Record
Deed Sale	Aug 29, 2022 · Amount on Record
Prior Sale	Jun 03, 2016 · Amount on Record
Deed Document Number	202245935
Deed Book / Page	2091 / 808
Prior Transfer Date	Sep 24, 2007
Prior Transfer Doc	1771000384
Record Updated	Jun 08, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 29, 2022
Property Address	955 RIVER RD, SCHENECTADY, NY 12306-6507
Document Number	0000045935
Book / Page	2091 / 808
Instrument Date	Aug 15, 2022
Instrument	202245935
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	FORD & REALE TITLE SVCS LLC, FORD AND REALE TTL SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$984.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	955 RIVER RD, ROTTERDAM, NY 12306-6507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 DANIEL ST, RENSSELAER, NY 12144-4419

Mortgage

Document Number	0000045936
Date	Aug 29, 2022
Instrument	202245936

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,881.00	$144,200 (-) Land $9,000 Building $135,200	$221,800 (+16.92%) Land $13,843 Building $207,957
2023		$144,200 Land $9,000 Building $135,200	$189,700 Land $11,840 Building $177,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.