97 Wedge Rock Dr, Lyons, CO 80540 Property Records

Larimer County property record for 97 Wedge Rock Dr, Lyons, CO 80540

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 5,666 sqft · built 1984
Lot Size	10.2 acres (444,748 sqft)
Owner	Individual Name on Record
Tax Bill	$15,076 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14362-06-002`

Property Details

APN / Parcel Number

Primary APN	`14362-06-002`
Alternative APN	`R1040081`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	5,666 sqft Living Area
Upper Floors Area	390 sqft
Basement Area	2,784 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2000
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	444,748 sqft (10.2 acres)
Garage Type	Attached
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	220 sqft
Patio Area	390 sqft
Balcony	Balcony
Balcony Area	390 sqft
Shed	1 Shed
Shed Area	192 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R1040081
Old Parcel Number	1436206002
Street Address	97 WEDGE ROCK DR
City	LYONS
State	CO
Zip	80540-8328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 41B REPLAT OF LOT 41, SPRING GULCH RANCH ESTATES 1ST
Legal Range	71
Legal Township	04
Legal Section	36
Legal Quarter	NW
Legal Subdivision	SPRING GULCH RANCH ESTATES
Legal Block	6
Legal Lot Number	41B
Jurisdiction	LARIMER CO
Township / Civil Division	ESTES PARK
Census Block Group	1
Census Block	1054
Census Tract	1905

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	97 WEDGE ROCK DR, LYONS, CO 80540-8328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Deed of Trust, Mortgage · Line of Credit BLUE FCU
May 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Jul 8, 2014
Last Transfer Date	Dec 31, 2015
Transfer Doc	0000087829
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	97 WEDGE ROCK DR, LYONS, CO 80540-8328
Transaction Type	Mortgage
Record Updated	Sep 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 WEDGE ROCK DR, LYONS, CO 80540-8328

Mortgage

Document Number	0000056304
Date	Sep 14, 2022
Instrument	20220056304

Lender

Name	BLUE FCU
Type	Credit Union
Address	CHEYENNE, WY 82001

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	97 WEDGE ROCK DR, LYONS, CO 80540-8328
Transaction Type	Mortgage
Record Updated	May 18, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030524
Date	May 12, 2022
Instrument	20220030524

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	St. Vrain Valley School District RE 1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,076.00 (+3.91%)	$128,544 (-11.92%) Land $18,000 Building $110,544	$2,056,700 (-5.58%) Land $288,000 Building $1,768,700
2023	$14,509.00 (+61.01%)	$145,939 (+66%) Land $19,296 Building $126,643	$2,178,200 (+72.19%) Land $288,000 Building $1,890,200
2022	$9,011.00	$87,917 Land $14,692 Building $73,225	$1,265,000 Land $211,400 Building $1,053,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 96% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
xBar7 Communications Fixed Wireless	200 / 200
Lyons Communications Fixed Wireless · not low latency	200 / 30
Rise Broadband Fixed Wireless	50 / 10

Cell Coverage

5G and 4G LTE (outdoors only)

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