294 Wedge Rock Dr, Lyons, CO 80540 Property Records

Larimer County property record for 294 Wedge Rock Dr, Lyons, CO 80540

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,062 sqft · built 1975
Lot Size	9.72 acres (423,446 sqft)
Owner	2 Individual Names on Record
Last Sale	$680,000 (Dec 2015)
Tax Bill	$10,007 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14362-05-045`

Property Details

APN / Parcel Number

Primary APN	`14362-05-045`
Alternative APN	`R0594318`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,062 sqft Living Area
Gross Area	4,022 sqft
1st Floor Area	3,062 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	423,446 sqft (9.72 acres)
Garage Type	Attached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	900 sqft
Patio Area	615 sqft
Balcony Area	615 sqft
Shed	1 Shed
Shed Area	192 sqft
Utility Building	306 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard

Location & Zoning

Account Number	R0594318
Street Address	294 WEDGE ROCK DR
City	LYONS
State	CO
Zip	80540-8317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	O
Legal Description	LOT 45, SPRING GULCH RANCH EST 1ST
Legal Range	71W
Legal Township	4N
Legal Section	36
Legal Subdivision	SPRING GULCH RANCH ESTATES
Legal Lot Number	45
Jurisdiction	LARIMER CO
Township / Civil Division	ESTES PARK
Census Block Group	1
Census Block	1054
Census Tract	1905

Owner

Source: Larimer County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	294 WEDGE ROCK DR, LYONS, CO 80540-8317
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Mar 27, 2017	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2015 · Amount on Record
Deed Sale	Dec 22, 2015 · Amount on Record
Prior Sale	Sep 27, 2005 · Amount on Record
Deed Document Number	201585804
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	294 WEDGE ROCK DR, LYONS, CO 80540-8317
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028216
Date	Mar 22, 2021
Instrument	20210028216

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	294 WEDGE ROCK DR, LYONS, CO 80540-8317
Document Number	0000023873
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	BOSTON NATIONAL TITLE LLC, BOSTON NAT'L TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	294 WEDGE ROCK DR LYONS CO 805408317, LYONS, CO 80540-8317

Mortgage

Document Number	0000023873
Date	Apr 13, 2017
Instrument	23873

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2047

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	St. Vrain Valley School District RE 1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,007.00 (+7.36%)	$85,325 (-10.26%) Land $18,000 Building $67,325	$1,365,200 (-3.8%) Land $288,000 Building $1,077,200
2023	$9,321.00 (+52.18%)	$95,080 (+59.1%) Land $19,296 Building $75,784	$1,419,100 (+65.03%) Land $288,000 Building $1,131,100
2022	$6,125.00	$59,763 Land $14,692 Building $45,071	$859,900 Land $211,400 Building $648,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 97.3% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
xBar7 Communications Fixed Wireless	200 / 200
Lyons Communications Fixed Wireless · not low latency	200 / 30
Rise Broadband Fixed Wireless	50 / 10

Cell Coverage

No cell data coverage reported

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