281 Wedge Rock Dr, Lyons, CO 80540 Property Records

Larimer County property record for 281 Wedge Rock Dr, Lyons, CO 80540

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,336 sqft · built 1985
Lot Size	15.3 acres (670,171 sqft)
Owner	Individual Name on Record
Last Sale	$750,000 (Jun 2018)
Tax Bill	$8,027 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14362-12-001`

Property Details

APN / Parcel Number

Primary APN	`14362-12-001`
Alternative APN	`R1642157`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,336 sqft Living Area
Basement Area	941 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	670,171 sqft (15.3 acres)
Garage Type	Detached
Garage Area	1,096 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	379 sqft
Deck Area	240 sqft
Patio Area	685 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	R1642157
Street Address	281 WEDGE ROCK DR
City	LYONS
State	CO
Zip	80540-8317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, AMD SPRING GULCH RANCH ESTATES LOT 46 AND SPRING GULCH RANCH ESTATES REPLAT LOT 41 (20060075394)
Legal Range	71
Legal Township	04
Legal Section	36
Legal Quarter	NW
Legal Subdivision	SPRING GULCH RANCH ESTATES LOT 46 AND SP
Legal Lot Number	1
Jurisdiction	LARIMER CO
Township / Civil Division	ESTES PARK
Census Block Group	1
Census Block	1054
Census Tract	1905

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	281 WEDGE ROCK DR, LYONS, CO 80540-8317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP
Mar 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 15, 2018	Special Warranty Deed, Transfer · Conventional Mortgage LIBERTY SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2018 · Amount on Record
Deed Sale	Jun 15, 2018 · Amount on Record
Prior Sale	May 4, 2015
Deed Document Number	20180036287
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	281 WEDGE ROCK DR, LYONS, CO 80540-8317
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	ASCENDANT TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015795
Date	Feb 12, 2021
Instrument	20210015795

Lender

Name	CHICAGO MORTGAGE SOLUTIONS CORP
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	281 WEDGE ROCK DR, LYONS, CO 80540-8317
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ASCENDANT TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018467
Date	Mar 17, 2020
Instrument	20200018467

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

June 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jun 15, 2018
Property Address	281 WEDGE ROCK DR, LYONS, CO 80540-8317
Document Number	0000036287
Map Reference	DOC20060075394
Instrument Date	Jun 13, 2018
Instrument	20180036287
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	281 WEDGE ROCK DR, LYONS, CO 80540-8317

Mortgage

Document Number	0000036288
Date	Jun 15, 2018
Instrument	20180036288

Lender

Name	LIBERTY SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	St. Vrain Valley School District RE 1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,027.00 (+11.59%)	$68,444 (-7.77%) Land $18,000 Building $50,444	$1,095,100 (-1.13%) Land $288,000 Building $807,100
2023	$7,193.00 (+26.46%)	$74,209 (+33.71%) Land $19,296 Building $54,913	$1,107,600 (+38.69%) Land $288,000 Building $819,600
2022	$5,688.00	$55,502 Land $14,692 Building $40,810	$798,600 Land $211,400 Building $587,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 96% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
xBar7 Communications Fixed Wireless	200 / 200
Lyons Communications Fixed Wireless · not low latency	200 / 30
Rise Broadband Fixed Wireless	50 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

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