Kane County property record for 967 Oakley Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,730 sqft · built 1910 |
| Lot Size | 0.135 acres (5,874 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $87,500 (Aug 2015) |
| Tax Bill | $7,312 (2025) |
| Deeds & Mortgages | Sep 2026 Transfer Sep 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-15-232-002 |
| Primary APN | 06-15-232-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,730 sqft Living Area |
| Gross Area | 2,758 sqft |
| Basement Area | 1,028 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Lot Area | 5,874 sqft (0.135 acres) |
| Lot Dimensions | 89 ft deep x 66 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 967 OAKLEY AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-3479 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GEORGE E LINKFIELDS ADDN LOT 13 BLOCK 6 |
| Legal Subdivision | GEORGE E LINKFIELDS ADDN |
| Legal Block | 6 |
| Legal Lot Number | 13 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 851102 |
967 Oakley Ave is owned and occupied by two individuals who acquired it in June 2026.
Source: Kane County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 967 OAKLEY AVE, ELGIN, IL 60123-3479 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 22, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage ORIGINPOINT LLC |
| Sep 11, 2023 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2015 · Amount on File |
| Deed Sale | Aug 28, 2015 · Amount on File |
| Prior Sale | Apr 10, 2015 · Amount on File |
| Deed Document Number | 201547036 |
| Last Transfer Date | Jun 29, 2026 |
| Transfer Doc | 0000040962 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 22, 2026 |
| Property Address | 967 OAKLEY AVE, ELGIN, IL 60123-3479 |
| Document Number | 0000040963 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 202640963 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 967 OAKLEY AVE, ELGIN, IL 60123-3479 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 22, 2026 |
| Property Address | 967 OAKLEY AVE, ELGIN, IL 60123-3479 |
| Document Number | 0000040962 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202640962 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 967 OAKLEY AVE, ELGIN, IL 60123-3479 |
| Document Number | 0000040964, |
|---|---|
| Date | Sep 22, 2026 |
| Instrument | 202640964 |
| Name | ORIGINPOINT LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.13% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 967 OAKLEY AVE, ELGIN, IL 60123-3479 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000031508 |
|---|---|
| Date | Sep 11, 2023 |
| Instrument | 2023K031508 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.62% |
The 2025 property tax bill for 967 Oakley Ave was $7,312.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,312.00 Homeowner's exemption | $103,853 (+8.57%) Land $21,724 Building $82,129 | $311,684 (+8.57%) Land $65,198 Building $246,486 |
| 2024 | $95,655 Land $20,009 Building $75,646 | $287,080 Land $60,051 Building $227,029 | |
| 2022 | $6,312.00 (+4.56%) Homeowner's exemption | $78,797 (+6.96%) Land $16,483 Building $62,314 | $236,391 (+6.96%) Land $49,449 Building $186,942 |
| 2021 | $6,037.00 Homeowner's exemption | $73,669 Land $15,410 Building $58,259 | $221,007 Land $46,230 Building $174,777 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 967 Oakley Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 967 Oakley Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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