935 Oakley Ave, Elgin, IL 60123 Property Records

Kane County property record for 935 Oakley Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,638 sqft · built 1989
Lot Size	0.268 acres (11,664 sqft)
Owner	2 Individual Names on Record
Last Sale	$282,000 (Sep 2021)
Tax Bill	$8,025 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-14-103-018`

Property Details

APN / Parcel Number

Primary APN	`06-14-103-018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,638 sqft Living Area
Gross Area	3,276 sqft
1st Floor Area	1,638 sqft
Basement Area	1,638 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Frame
Lot Area	11,664 sqft (0.268 acres)
Lot Width	135 ft Width
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	935 OAKLEY AVE
City	ELGIN
State	IL
Zip	60123-3440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GEORGE E LINKFIELDS ADDN LOTS 15 & 16 BLOCK 1
Legal Subdivision	GEORGE E LINKFIELDS ADDN
Legal Block	1
Legal Lot Number	15,16
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3016
Census Tract	851102

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	935 OAKLEY AVE, ELGIN, IL 60123-3440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2021 · Amount on Record
Deed Sale	Sep 17, 2021 · Amount on Record
Prior Sale	Mar 31, 1999 · Amount on Record
Deed Document Number	202170749
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 17, 2021
Property Address	935 OAKLEY AVE, ELGIN, IL 60123-3440
Document Number	0000070749
Instrument Date	Aug 30, 2021
Instrument	2021K070749
Transaction Type	Transfer
Record Updated	Sep 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$282.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	935 OAKLEY AVE, ELGIN, IL 60123-3440

Mortgage

Document Number	0000070750
Date	Sep 17, 2021
Instrument	2021K070750

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,025.00 (+15.85%) Homeowner's exemption	$113,201 (+8.57%) Land $34,433 Building $78,768	$339,739 (+8.57%) Land $103,340 Building $236,399
2024		$104,265 (+21.39%) Land $31,715 Building $72,550	$312,920 (+21.44%) Land $95,183 Building $217,737
2022	$6,927.00 (+4.51%) Homeowner's exemption	$85,890 (+6.96%) Land $26,126 Building $59,764	$257,670 (+6.96%) Land $78,378 Building $179,292
2021	$6,628.00 Homeowner's exemption	$80,301 Land $24,426 Building $55,875	$240,903 Land $73,278 Building $167,625

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20