856 Oakley Ave, Elgin, IL 60123 Property Records

Kane County property record for 856 Oakley Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,980 sqft · built 1943
Lot Size	0.399 acres (17,400 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Jun 2015)
Tax Bill	$8,978 (2025)
Deeds & Mortgages	Jul 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-14-102-004`

Property Details

APN / Parcel Number

Primary APN	`06-14-102-004`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,980 sqft Living Area
Gross Area	3,078 sqft
Basement Area	1,098 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Exterior Material	Brick
Lot Area	17,400 sqft (0.399 acres)
Lot Dimensions	174 ft deep x 100 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	856 OAKLEY AVE
City	ELGIN
State	IL
Zip	60123-3439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GEORGE BUSSES ADDN LOTS 4 & 5
Legal Subdivision	GEORGE BUSSES ADDN
Legal Block	3
Legal Lot Number	4,5
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3008
Census Tract	851102

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	856 OAKLEY AVE, ELGIN, IL 60123-3439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2015 · Amount on Record
Deed Sale	Jun 26, 2015 · Amount on Record
Deed Document Number	201533321
Last Transfer Date	Feb 20, 2020
Transfer Doc	0000035808
Record Updated	Sep 20, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jul 6, 2020
Property Address	856 OAKLEY AVE, ELGIN, IL 60123-3439
Document Number	0000035808
Instrument Date	Feb 20, 2020
Instrument	35808
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	856 OAKLEY AVE ELGIN IL 601233439, ELGIN, IL 60123-3439

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,978.00 (+15.88%) Homeowner's exemption
2024		$115,766 (+21.39%) Land $31,363 Building $84,403	$347,437 (+21.44%) Land $94,127 Building $253,310
2022	$7,748.00 (+4.43%) Homeowner's exemption	$95,365 (+6.96%) Land $25,836 Building $69,529	$286,095 (+6.96%) Land $77,508 Building $208,587
2021	$7,419.00 Homeowner's exemption	$89,160 Land $24,155 Building $65,005	$267,480 Land $72,465 Building $195,015

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20