960 Oakley Ave, Elgin, IL 60123 Property Records

Kane County property record for 960 Oakley Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,928 sqft · built 1971
Lot Size	0.219 acres (9,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Jun 2022)
Tax Bill	$8,628 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-15-230-009`

Property Details

APN / Parcel Number

Primary APN	`06-15-230-009`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,928 sqft Living Area
Gross Area	2,824 sqft
Basement Area	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,522 sqft (0.219 acres)
Lot Dimensions	138 ft deep x 69 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	960 OAKLEY AVE
City	ELGIN
State	IL
Zip	60123-3478
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENACRES LOT 12 BLOCK 4
Legal Subdivision	GREENACRES
Legal Block	4
Legal Lot Number	12
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3007
Census Tract	851102

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	960 OAKLEY AVE, ELGIN, IL 60123-3478
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2022 · Amount on Record
Deed Sale	Jun 22, 2022 · Amount on Record
Deed Document Number	202232380
Prior Transfer Date	Mar 12, 2001
Prior Transfer Doc	0000023330
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jun 22, 2022
Property Address	960 OAKLEY AVE, ELGIN, IL 60123-3478
Document Number	0000032380
Instrument Date	Jun 10, 2022
Instrument	2022K032380
Transaction Type	Transfer
Record Updated	Jun 28, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	960 OAKLEY AVE, ELGIN, IL 60123-3478

Mortgage

Document Number	0000032381
Date	Jun 22, 2022
Instrument	2022K032381

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate	5.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,628.00 (+23.03%) Homeowner's exemption	$121,098 (+8.57%) Land $24,067 Building $97,031	$363,439 (+8.57%) Land $72,230 Building $291,209
2024		$111,539 (+21.39%) Land $22,167 Building $89,372	$334,751 (+21.44%) Land $66,528 Building $268,223
2022	$7,013.00 (+4.95%) Homeowner's exemption	$91,882 (+6.96%) Land $18,260 Building $73,622	$275,646 (+6.96%) Land $54,780 Building $220,866
2021	$6,682.00 Homeowner's exemption	$85,903 Land $17,072 Building $68,831	$257,709 Land $51,216 Building $206,493

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20