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1010 Oakley Ave, Elgin, IL 60123 Property Records

Kane County property record for 1010 Oakley Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,170 sqft · built 1959
Lot Size0.193 acres (8,400 sqft)
Owner2 Individual Names on File
Last Sale$236,000 (Apr 2021)
Tax Bill$6,592 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Apr 2021 Sale
Flood ZoneZone X (minimal risk)
APN06-15-229-011

Property Details

APN / Parcel Number

Primary APN06-15-229-011

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,170 sqft Living Area
Gross Area2,340 sqft
1st Floor Area1,170 sqft
Basement Area1,170 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Construction TypeFrame
Lot Area8,400 sqft (0.193 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address1010 OAKLEY AVE
CityELGIN
StateIL
Zip60123-3443
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGREENACRES - LOT 23 BLK 1
Legal SubdivisionGREENACRES
Legal Block1
Legal Lot Number23
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3004
Census Tract851102

Owner

1010 Oakley Ave is owned and occupied by two individuals who bought it in April 2021.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address1010 OAKLEY AVE, ELGIN, IL 60123-3443
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CO
Apr 26, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 26, 2021 · Amount on File
Deed SaleApr 26, 2021 · Amount on File
Prior SaleJan 11, 2021 · Amount on File
Deed Document Number202132406
Record UpdatedOct 29, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJan 11, 2021
Property Address1010 OAKLEY AVE, ELGIN, IL 60123-3443
Document Number0000002002
Instrument DateDec 21, 2020
Instrument2021K002002
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$236.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1010 OAKLEY AVE, 1010, ELGIN, IL 60123-3443

Transferred To (Grantee/Buyer)

NameVerified Name
Address1010 OAKLEY AVE, ELGIN, IL 60123-3443
InvestorPossibly a Property Investor

Mortgage

Document Number0000002004
DateJan 11, 2021
Instrument2021K002004
Lender
NameFIRST CENTENNIAL MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051
Interest
Rate TypeFixed Rate
Rate2.75%

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateApr 26, 2021
Property Address1010 OAKLEY AVE, ELGIN, IL 60123-3443
Document Number0000032406
Instrument DateDec 21, 2020
Instrument2021K032406
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$236.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1010 OAKLEY AVE, 1010, ELGIN, IL 60123-3443

Transferred To (Grantee/Buyer)

NameVerified Name
Address1010 OAKLEY AVE, ELGIN, IL 60123-3443

Tax Assessment & Valuation

The 2025 property tax bill for 1010 Oakley Ave was $6,592 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,592.00 Homeowner's exemption$94,408 (+8.57%) Land $24,144 Building $70,264$283,337 (+8.57%) Land $72,461 Building $210,876
2024$86,956 Land $22,238 Building $64,718$260,972 Land $66,741 Building $194,232
2022$5,691.00 (+4.63%) Homeowner's exemption$71,632 (+6.96%) Land $18,319 Building $53,313$214,896 (+6.96%) Land $54,957 Building $159,939
2021$5,439.00 Homeowner's exemption$66,971 Land $17,127 Building $49,844$200,913 Land $51,381 Building $149,532

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1010 Oakley Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1982)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1010 Oakley Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: T-Mobile.

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