965 S Ranch House Way, Eagle, ID 83616 Property Records

Ada County property record for 965 S Ranch House Way, Eagle, ID 83616

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 5,247 sqft · built 2020
Lot Size	0.312 acres (13,591 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,582,068 (Jul 2025)
Tax Bill	$6,882 (2025)
Deeds & Mortgages	Aug 2026 Mortgage May 2026 Construction Loan + 3 more
Flood Zone	Zone AE (high risk)
APN	`R5421250160`

Property Details

APN / Parcel Number

Primary APN	`R5421250160`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	5,247 sqft Living Area
Gross Area	6,817 sqft
1st Floor Area	3,079 sqft
Upper Floors Area	2,168 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	13,591 sqft (0.312 acres)
Garage Type	Attached
Garage Area	1,088 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Patio Area	223 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	965 S RANCH HOUSE WAY
City	EAGLE
State	ID
Zip	83616-6308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2-DA-P
Legal Description	LOT 09 BLK 05 MACE RIVER RANCH SUB NO 06
Legal Range	01E
Legal Township	04N
Legal Section	17
Legal Subdivision	MACE RIVER RANCH SUB NO 06
Legal Block	05
Legal Lot Number	09
Jurisdiction	ADA ID
Township / Civil Division	EAGLE
Census Block Group	2
Census Block	2026
Census Tract	10233

Owner

Source: Ada County records, as of May 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2910 S MAYFLOWER WAY, BOISE, ID 83709-8567
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage PREMIER MORTGAGE
May 13, 2026	Deed of Trust, Mortgage · Construction Mortgage ALLIANCE TITLE
Apr 19, 2022	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Nov 25, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage KEY BANK NA
Nov 25, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2025 · Amount on Record
Deed Sale	Jul 18, 2025 · Amount on Record
Prior Sale	Nov 25, 2020 · Amount on Record
Deed Document Number	202545071
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Recording Date	Aug 18, 2026
Property Address	965 S RANCH HOUSE WAY, EAGLE, ID 83616-6308
Document Number	0000061660
Instrument Date	Aug 13, 2026
Instrument	202661660
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061660,
Date	Aug 18, 2026
Instrument	202661660

Lender

Name	PREMIER MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Recording Date	May 13, 2026
Property Address	965 S RANCH HOUSE WAY, EAGLE, ID 83616-6308
Document Number	0000034265
Instrument Date	May 12, 2026
Instrument	202634265
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ALLIANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034265,
Date	May 13, 2026
Instrument	202634265

Lender

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	4 Months
Due	Sep 1, 2026

Interest

Rate	6.3%
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	965 S RANCH HOUSE WAY, EAGLE, ID 83616-6308
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 S RANCH HOUSE WAY, EAGLE, ID 83616-6308

Mortgage

Document Number	0000038258
Date	Apr 19, 2022
Instrument	2022-038258

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Nov 25, 2020
Property Address	965 S RANCH HOUSE WAY, EAGLE, ID 83616-6308
Document Number	0000162668
Map Reference	MB115 PG17258-172163
Instrument Date	Nov 25, 2020
Instrument	2020-162668
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 6, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 S RANCH HOUSE WAY, EAGLE, ID 83616-6308

Mortgage

Document Number	0000162669
Date	Nov 25, 2020
Instrument	2020-162669

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	7.75%

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADA ID
Recording Date	Nov 25, 2020
Property Address	965 S RANCH HOUSE WAY, EAGLE, ID 83616-6308
Document Number	0000162667
Instrument Date	Sep 18, 2020
Instrument	162667
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	101 S CAPITOL BLVD #201 BOISE ID 837027719, 201, BOISE, ID 83702-7719

Tax Assessment & Valuation

Source: Ada County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Eagle City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,882.00 (+3.24%)	$1,875,400 (+17.6%)	$1,875,400 (+17.6%)
2024	$6,666.00 (-28.17%)
2023		$1,594,700 Land $540,000 Building $1,054,700	$1,594,700 Land $540,000 Building $1,054,700
2022	$9,280.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	41 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of Idaho
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER IDAHO private · serves 264,978 people · EPA ID ID4010016
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink.

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