875 S Ranch House Way, Eagle, ID 83616 Property Records

Ada County property record for 875 S Ranch House Way, Eagle, ID 83616

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,623 sqft · built 2021
Lot Size	0.292 acres (12,720 sqft)
Owner	2 Trust Names on File
Tax Bill	$5,831 (2025)
Deeds & Mortgages	Dec 2022 Sale Feb 2022 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`R5421250220`

Property Details

APN / Parcel Number

Primary APN	`R5421250220`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,623 sqft Living Area
Gross Area	5,261 sqft
1st Floor Area	2,364 sqft
Upper Floors Area	1,259 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Bi-Level
Roof Material	Composition Shingle
Lot Area	12,720 sqft (0.292 acres)
Garage Type	Attached
Garage Area	1,131 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Patio Area	507 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	875 S RANCH HOUSE WAY
City	EAGLE
State	ID
Zip	83616-4936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2-DA-P
Legal Description	LOT 12 BLK 05 MACE RIVER RANCH SUB NO 06
Legal Range	01E
Legal Township	04N
Legal Section	17
Legal Subdivision	MACE RIVER RANCH SUB NO 06
Legal Block	05
Legal Lot Number	12
Jurisdiction	ADA ID
Township / Civil Division	EAGLE
Census Block Group	2
Census Block	2026
Census Tract	10233

Owner

875 S Ranch House Way is owner-occupied and held in a trust since December 2022.

Source: Ada County records, as of August 7, 2026

Owner of Record	2 Trust Names on File
Mailing Address	875 S RANCH HOUSE WAY, EAGLE, ID 83616-4936
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Warranty Deed, Transfer FIDELITY NATL TTL MERIDIAN
Feb 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Feb 24, 2022	Deed of Trust, Mortgage · Line of Credit GEORGIAS OWN CU
Mar 22, 2021	Warranty Deed, Transfer · Conventional Mortgage ZB NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2022
Deed Sale	Dec 30, 2022
Prior Sale	Aug 18, 2022
Deed Document Number	2022101846
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Dec 30, 2022
Property Address	875 S RANCH HOUSE WAY, EAGLE, ID 83616-4936
Document Number	0000101846
Map Reference	DOC 2020-003778
Instrument Date	Dec 27, 2022
Instrument	2022-101846
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATL TTL MERIDIAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	875 S RANCH HOUSE WAY, EAGLE, ID 83616-4936

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	875 S RANCH HOUSE WAY, EAGLE, ID 83616-4936
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014060
Date	Feb 9, 2022
Instrument	2022-014060

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	875 S RANCH HOUSE WAY, EAGLE, ID 83616-4936
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	875 S RANCH HOUSE WAY, EAGLE, ID 83616-4936

Mortgage

Document Number	0000019144
Date	Feb 24, 2022
Instrument	2022-019144

Lender

Name	GEORGIAS OWN CU
Type	Credit Union
Address	ATLANTA, GA 30303

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Mar 22, 2021
Property Address	875 S RANCH HOUSE WAY, EAGLE, ID 83616-4936
Document Number	0000045201
Map Reference	MB115 PG17258-17263
Instrument Date	Mar 19, 2021
Instrument	2021-045201
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	EMPIRE TITLE N LLC, EMPIRE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8725 ARIVA CT APT 205, 205, SAN DIEGO, CA 92123-2274

Mortgage

Document Number	0000045203
Date	Mar 22, 2021
Instrument	2021-045203

Lender

Name	ZB NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	385 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	8%

Tax Assessment & Valuation

The 2025 property tax bill for 875 S Ranch House Way was $5,831 with a homeowner's exemption, up 2% from the year before.

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Eagle City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,643,300 (+3.42%)	$1,643,300 (+3.42%)
2025	$5,831.00 (+2.03%)	$1,588,900	$1,588,900
2024	$5,715.00
2023		$1,368,400 Land $540,000 Building $828,400	$1,368,400 Land $540,000 Building $828,400
2022	$6,956.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 875 S Ranch House Way in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 41 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	41 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 875 S Ranch House Way is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of Idaho
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER IDAHO private · serves 264,978 people · EPA ID ID4010016
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink.

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