Maricopa County property record for 965 E Ray Rd, Gilbert, AZ 85296 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 5 Baths |
| Year Built | Built 1972 |
| Square Footage | 2,920 sqft Living Area |
| Lot Size | 96,921 sqft (2.22 acres) |
| Garage | Carport |
| Occupancy | Owner Occupied |
| Last Sale | $420,000 (2018) |
| Tax Bill | $3,473.00 (2025) |
| Primary APN | 304-42-019D |
|---|
| Full Baths | 5 Baths |
|---|---|
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Building Area | 2,920 sqft Living Area |
| 1st Floor | 2,920 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1972 |
|---|---|
| Exterior Material | Block Exterior |
| Construction Type | Concrete Blocks Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 96,921 sqft (2.22 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Pool Area | 650 sqft Pool |
| Patio Area | 340 sqft Patio |
| Cooling System | Refrigerator Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 965 E RAY RD |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85296-4207 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COM NW COR SEC 29 TH E 834.97F TO POB TH S 720F E 494.95F N 720F TO N LN SD SEC TH W TO POB EX S 190F OF E 230F & EX W 256.24 |
| Legal Range | 06E |
| Legal Township | 01S |
| Legal Section | 29 |
| Legal Quarter | NW |
| Legal Quarter Quarter | NW |
| Jurisdiction | MARICOPA AZ |
| Minor Civil Division | CHANDLER |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 815000 |
Source: Maricopa County records · APN 304-42-019D
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 965 E RAY RD, GILBERT, AZ 85296-4207 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUN AMERICAN MORTGAGE CO |
| Jan 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SUN AMERICAN MORTGAGE CO |
| Sep 28, 2018 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) ANGEL OAK MORTGAGE SOLUTIONS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 28, 2018 · Amount on Record |
| Deed Sale | Sep 28, 2018 · Amount on Record |
| Prior Sale | Nov 22, 2016 |
| Deed Doc Number | 20180731746 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 965 E RAY RD, GILBERT, AZ 85296-4207 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Title Company | PEOPLES TITLES INC, PIONEER TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000630537 |
|---|---|
| Date | Jul 15, 2020 |
| Instrument | 20200630537 |
| Name | SUN AMERICAN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | MESA, AZ 85206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 965 E RAY RD, GILBERT, AZ 85296-4207 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Title Company | PEOPLES TITLES INC, PIONEER TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 965 E RAY RD, GILBERT, AZ 85296-4207 |
| Document Number | 0000060342 |
|---|---|
| Date | Jan 29, 2019 |
| Instrument | 20190060342 |
| Name | SUN AMERICAN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | MESA, AZ 85206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Sep 28, 2018 |
| Property Address | 965 E RAY RD, GILBERT, AZ 85296-4207 |
| Document Number | 0000731746 |
| Instrument Date | Aug 29, 2018 |
| Instrument | 20180731746 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2021 |
| Title Company | DRIGGS TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 965 E RAY RD, 965, GILBERT, AZ 85296-4207 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 965 E RAY RD, GILBERT, AZ 85296-4207 |
| Document Number | 0000731747 |
|---|---|
| Date | Sep 28, 2018 |
| Instrument | 20180731747 |
| Name | ANGEL OAK MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.62% |
| Type Change Date | Oct 01, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 6.62% |
| Max Rate At Change | 10.6% |
| Index | 1-Year LIBOR |
| Margin | 4 |
| Max Rate | 13.6% |
Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $81,280 (+1.16%) | $812,800 (+1.16%) Land $162,500 Building $650,300 | |
| 2025 | $3,473.00 (+3.89%) | ||
| 2024 | $80,350 | $803,500 Land $160,700 Building $642,800 | |
| 2023 | $3,343.00 |
965 E Ray Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Maricopa County (04013C), updated October 2, 2026
| FEMA Flood Zone | Zone X moderate flood hazard · within the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 4th percentile of exposed land nationally · 1st in Arizona |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures