945 E Ray Rd, Gilbert, AZ 85296 Property Records

Maricopa County property record for 945 E Ray Rd, Gilbert, AZ 85296 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms5.5 Baths
Year BuiltBuilt 2021
Square Footage5,673 sqft Living Area
Lot Size69,522 sqft (1.59 acres)
OccupancyOwner Occupied
Last Sale$220,000 (2017)
Tax Bill$5,479.00 (2025)

Property Details

APN / Parcel Number

Primary APN304-42-017
Alternative APN
  • 304420175

Interior

Full Baths5.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures17 Plumbing Fixtures
Building Area5,673 sqft Living Area
Gross Area6,027 sqft Gross Area
1st Floor5,673 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialCombination Exterior
Roof MaterialBuiltup (layered Asphalt) Roof
Lot Area69,522 sqft (1.59 acres)
Parking Spaces8 Parking Spaces
Patio Area213 sqft Patio

Utilities and HVAC

Cooling SystemRefrigerator Cooling
Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address945 E RAY RD
CityGILBERT
StateAZ
Zip85296-4207
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOM NW4 SEC 29 TH E 834.97F TO TPOB TH CONT E 256.24F TH S 316.31F TH W 256.24F TH N 316.31F TO TPOB EX NLY 45F RD
JurisdictionMARICOPA AZ
Minor Civil DivisionCHANDLER
Census Blockgroup1
Census Block1000
Census Tract815000

Owner

Source: Maricopa County records · APN 304-42-017

Assessment roll updated October 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address945 E RAY RD, GILBERT, AZ 85296-4207
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Dec 08, 2025Deed of Trust, Mortgage · Conventional Mortgage
CREDIT UNION WEST
Nov 10, 2021Deed of Trust, Mortgage · Building or Construction Mortgage
LB ASSETS 3 LLC
Apr 21, 2023Deed of Trust, Mortgage · Conventional Mortgage
DIRECTORS MORTGAGE INC
Jul 17, 2017Deed of Trust, Mortgage · Commercial Mortgage
PINNACLE BANK
Dec 26, 2017Warranty Deed, Transfer
AMERICAN TITLE SERVICE AGENC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 26, 2017 · Amount on Record
Deed SaleDec 26, 2017 · Amount on Record
Prior SaleSep 04, 2015 · Amount on Record
Deed Doc Number2017953492
Last Transfer DateOct 02, 2024
Transfer Doc0000552801
Record RefreshedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address945 E RAY RD, GILBERT, AZ 85296-4207
Transaction TypeMortgage
Record UpdatedDec 19, 2025
Title CompanyPEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address945 E RAY RD, GILBERT, AZ 85296-4207

Mortgage

Document Number0000706659
DateDec 08, 2025
Instrument20250706659
Lender
NameCREDIT UNION WEST
TypeCredit Union
AddressGLENDALE, AZ 85307
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address945 E RAY RD, GILBERT, AZ 85296-4207
Transaction TypeMortgage
Record UpdatedMar 05, 2024
Title CompanyMAGNUS TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address23008 E GALVESTON ST, MESA, AZ 85212-8938

Mortgage

Document Number0001209415
DateNov 10, 2021
Instrument20211209415
Lender
NameLB ASSETS 3 LLC
TypeNon-Lending Institution
AddressCHANDLER, AZ 85224
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term7 Months
DueMay 31, 2022

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address945 E RAY RD, GILBERT, AZ 85296-4207
Transaction TypeMortgage
Record UpdatedMar 05, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address945 E RAY RD, GILBERT, AZ 85296-4207

Mortgage

Document Number0000205779
DateApr 21, 2023
Instrument20230205779
Lender
NameDIRECTORS MORTGAGE INC
TypeMortgage Company
AddressLAKE OSWEGO, OR 97035
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2053

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address945 E RAY RD, GILBERT, AZ 85296-4207
Transaction TypeMortgage
Record UpdatedNov 09, 2022
Title CompanyPIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000520648
DateJul 17, 2017
Instrument2017-0520648
Lender
NamePINNACLE BANK
TypeBank
AddressSCOTTSDALE, AZ 85260
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateDec 26, 2017
Property Address945 E RAY RD, GILBERT, AZ 85296-4207
Document Number0000953492
Instrument DateDec 19, 2017
Instrument2017-0953492
Transaction TypeTransfer
Record UpdatedNov 09, 2022
Title CompanyAMERICAN TITLE SERVICE AGENC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 6781, MESA, AZ 85216-6781

Transferred To (Grantee/Buyer)

NameVerified Name
Address544 N ALMA SCHOOL RD UNIT 36, 36, MESA, AZ 85201-5476

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$159,470 (+164.24%)$1,594,700 (+9.25%) Land $318,900 Building $1,275,800
2025$5,479.00 (+55.57%)$60,351 (-46.45%)$1,459,700 (+29.52%) Land $291,900 Building $1,167,800
2024$112,700$1,127,000 Land $225,400 Building $901,600
2023$3,522.00

Flood & Wildfire

945 E Ray Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Maricopa County (04013C), updated October 2, 2026

FEMA Flood ZoneZone X
moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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