797 E Ray Rd, Gilbert, AZ 85296 Property Records

Maricopa County property record for 797 E Ray Rd, Gilbert, AZ 85296 · Last verified April 2026

Property Highlights

Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Year BuiltBuilt 2000
Square Footage4,528 sqft Gross Area
Lot Size46,435 sqft (1.06 acres)
Last Sale$1,600,000 (2021)
Tax Bill$15,977.00 (2025)

Property Details

APN / Parcel Number

Primary APN304-43-268
Alternative APN
  • 304432680

Interior

Building Area4,528 sqft Gross Area
1st Floor4,528 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialStucco Exterior
Construction TypeWood Construction
Lot Area46,435 sqft (1.06 acres)
Total Buildings3 Total Buildings

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating
SewageMunicipal Sewage
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address797 E RAY RD
CityGILBERT
StateAZ
Zip85296-4089
Property UsageCommercial Property Usage
TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionOSCO MOBIL CENTER MCR 492-34
Legal SubdivisionOSCO MOBIL CENTER
Legal Lot Number2
JurisdictionMARICOPA AZ
Minor Civil DivisionCHANDLER
Census Blockgroup2
Census Block2000
Census Tract814900

Owner

Source: Maricopa County records · APN 304-43-268

Assessment roll updated October 22, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4104 E MEAD WAY, CHANDLER, AZ 85249-6061
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
May 11, 2023Deed of Trust, Mortgage · Commercial Mortgage
THE HUNTINGTON NATIONAL BANK
Feb 07, 2024Deed of Trust, Mortgage · Commercial Mortgage
WESTERN ALLIANCE BANK
Feb 01, 2024Deed of Trust, Mortgage · Commercial Mortgage
WESTERN ALLIANCE BANK
Feb 17, 2026Deed of Trust, Mortgage
JACKSON FOOD STORES INC
Jun 11, 2021Warranty Deed, Transfer · Small Business Association Mortgage
BBCN BANK
Jan 08, 2020Special Warranty Deed, Transfer · Commercial Mortgage
METRO PHOENIX BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 11, 2021 · Amount on Record
Deed SaleJun 11, 2021 · Amount on Record
Prior SaleJan 08, 2020 · Amount on Record
Deed Doc Number2021646310
Record RefreshedJun 08, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address797 E RAY RD, GILBERT, AZ 85296-4089
Transaction TypeMortgage
Record UpdatedMar 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4104 E MEAD WAY, CHANDLER, AZ 85249-6061

Mortgage

Document Number0000244844
DateMay 11, 2023
Instrument20230244844
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43234
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address797 E RAY RD, GILBERT, AZ 85296-4089
Transaction TypeMortgage
Record UpdatedMar 24, 2026
Title CompanyGREYSTONE TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4104 E MEAD WAY, CHANDLER, AZ 85249-6061

Mortgage

Document Number0000062929
DateFeb 07, 2024
Instrument20240062929
Lender
NameWESTERN ALLIANCE BANK
TypeBank
AddressCHANDLER, AZ 85226
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address797 E RAY RD, GILBERT, AZ 85296-4089
Transaction TypeMortgage
Record UpdatedMar 24, 2026
Title CompanyGREYSTONE TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4104 E MEAD WAY, CHANDLER, AZ 85249-6061

Mortgage

Document Number0000053162
DateFeb 01, 2024
Instrument20240053162
Lender
NameWESTERN ALLIANCE BANK
TypeBank
AddressCHANDLER, AZ 85226
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address797 E RAY RD, GILBERT, AZ 85296-4089
Transaction TypeMortgage
Record UpdatedMar 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4104 E MEAD WAY, CHANDLER, AZ 85249-6061

Mortgage

Document Number0000089231
DateFeb 17, 2026
Instrument20260089231
Lender
NameJACKSON FOOD STORES INC
TypeNon-Lending Institution
AddressMERIDIAN, ID 83642
Agreement
AmountAmount Recorded

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateJun 11, 2021
Property Address797 E RAY RD, GILBERT, AZ 85296-4089
Document Number0000646310
Map ReferenceMB 492 PG 34
Instrument DateJun 10, 2021
Instrument20210646310
Transaction TypeTransfer
Record UpdatedMar 24, 2026
Title CompanyEMPIRE W TITLE AGENCY, EMPIRE WEST TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4141 S TOPAZ PL, CHANDLER, AZ 85249-0509

Transferred To (Grantee/Buyer)

NameVerified Name
Address4104 E MEAD WAY, CHANDLER, AZ 85249-6061

Mortgage

Document Number0000646311
DateJun 11, 2021
Instrument20210646311
Lender
NameBBCN BANK
TypeBank
Agreement
TypeSmall Business Association Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMARICOPA AZ
Recording DateJan 08, 2020
Property Address797 E RAY RD, GILBERT, AZ 85296-4089
Document Number0000017581
Map ReferenceMB 492 PG 34
Instrument DateJan 07, 2020
Instrument20200017581
Transaction TypeTransfer
Record UpdatedJul 15, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address12 FARRAGUT, 12, IRVINE, CA 92620-3340

Transferred To (Grantee/Buyer)

NameVerified Name
Address975 E RIGGS RD # 12-260, 12, CHANDLER, AZ 85249-4260

Mortgage

Document Number0000017582
DateJan 08, 2020
Instrument20200017582
Lender
NameMETRO PHOENIX BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$222,555 (+26.47%)$1,435,840 (-23.17%) Land $871,100 Building $564,740
2025$15,977.00 (-2.78%)$175,974 (-43.93%)$1,868,803 (-1.75%) Land $1,300,100 Building $568,703
2024$313,831$1,902,008 Land $1,300,100 Building $601,908
2023$16,434.00

Flood & Wildfire

797 E Ray Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Maricopa County (04013C), updated October 2, 2026

FEMA Flood ZoneZone X
moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
6th percentile of exposed land nationally · 1st in Arizona
Wildfire LikelihoodLow — about 1 in 4,348 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Ray Rd

Nearby Streets

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