Maricopa County property record for 985 E Ray Rd, Gilbert, AZ 85296 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 4 Baths |
| Year Built | Built 1984 |
| Square Footage | 3,029 sqft Living Area |
| Lot Size | 43,691 sqft (1 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $3,549.00 (2025) |
| Primary APN | 304-42-009M |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Building Area | 3,029 sqft Living Area |
| Gross Area | 4,259 sqft Gross Area |
| 1st Floor | 1,868 sqft 1st Floor |
| Basement Area | 1,161 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Block Exterior |
| Construction Type | Concrete Blocks Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 43,691 sqft (1 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 555 sqft Patio |
| Cooling System | Refrigerator Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 0130465406 |
|---|---|
| Street Address | 985 E RAY RD |
| City | GILBERT |
| State | AZ |
| Zip | 85296-4207 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S 190F OF N 720F OF E 230F OF W2 NW4 SEC 29 |
| Legal Range | 06E |
| Legal Township | 01S |
| Legal Section | 29 |
| Legal Quarter | NW |
| Legal Quarter Quarter | NW |
| Jurisdiction | MARICOPA AZ |
| Minor Civil Division | CHANDLER |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 815000 |
Source: Maricopa County records · APN 304-42-009M
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 985 E RAY RD, GILBERT, AZ 85296-4207 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust |
| Date | Document |
|---|---|
| Jul 22, 2020 | Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU |
| Nov 30, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 25, 2020 | Loan Modification, Mortgage · Conventional Mortgage DESERT FIN'L FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Nov 30, 2020 |
| Transfer Doc | 0001168299 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 985 E RAY RD, GILBERT, AZ 85296-4207 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000656397 |
|---|---|
| Date | Jul 22, 2020 |
| Instrument | 20200656397 |
| Name | DESERT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85062 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 21, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Nov 30, 2020 |
| Property Address | 985 E RAY RD, GILBERT, AZ 85296-4207 |
| Document Number | 0001168299 |
| Instrument Date | Nov 20, 2020 |
| Instrument | 1168299 |
| Transaction Type | Transfer |
| Record Updated | Dec 04, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 985 E RAY RD GILBERT AZ 852964207, GILBERT, AZ 85296-4207 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 985 E RAY RD, GILBERT, AZ 85296-4207 |
| Document Number | 0000956634 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 985 E RAY RD GILBERT AZ 852964207, GILBERT, AZ 85296-4207 |
| Document Number | 0000956634 |
|---|---|
| Date | Oct 07, 2020 |
| Instrument | 956634 |
| Name | DESERT FIN'L FCU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 06, 2030 |
Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $75,319 (+6.31%) | $753,190 (+6.31%) Land $135,490 Building $617,700 | |
| 2025 | $3,549.00 (+4.51%) | $70,850 (-6.85%) | $708,500 (-6.85%) Land $127,400 Building $581,100 |
| 2024 | $3,396.00 (-0.59%) | $76,060 | $760,600 Land $136,800 Building $623,800 |
| 2023 | $3,416.00 |
985 E Ray Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Maricopa County (04013C), updated October 2, 2026
| FEMA Flood Zone | Zone X moderate flood hazard · within the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 4th percentile of exposed land nationally · 1st in Arizona |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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