Maricopa County property record for 995 E Ray Rd, Gilbert, AZ 85296 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 4.5 Baths |
| Year Built | Built 2022 |
| Square Footage | 3,452 sqft Living Area |
| Lot Size | 40,707 sqft (0.935 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $4,354.00 (2025) |
| Primary APN | 304-42-016-H |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Building Area | 3,452 sqft Living Area |
| Gross Area | 3,602 sqft Gross Area |
| 1st Floor | 2,806 sqft 1st Floor |
| 2nd Floor | 646 sqft 2nd Floor |
| Stories | 1 Stories |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Combination Exterior |
| Roof Material | Concrete Roof |
| Lot Area | 40,707 sqft (0.935 acres) |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 150 sqft Patio |
| Cooling System | Refrigerator Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 995 E RAY RD |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85296-4207 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GARNER MLD MCR 1485-23 |
| Legal Range | 6E |
| Legal Township | 1S |
| Legal Section | 29 |
| Legal Subdivision | GARNER MLD |
| Legal Lot Number | 2 |
| Jurisdiction | MARICOPA AZ |
| Minor Civil Division | CHANDLER |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 815000 |
Source: Maricopa County records · APN 304-42-016-H
Assessment roll updated October 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 995 E RAY RD, GILBERT, AZ 85296-4207 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Family Trust |
| Date | Document |
|---|---|
| Sep 01, 2021 | Deed of Trust, Mortgage · Building or Construction Mortgage COMMERCE BANK OF ARIZONA |
| Feb 08, 2023 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK OF ARIZONA |
| Mar 17, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Mar 16, 2023 |
| Transfer Doc | 0000135370 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 995 E RAY RD, GILBERT, AZ 85296-4207 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2024 |
| Title Company | DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 964 S ROCA ST, GILBERT, AZ 85296-3660 |
| Document Number | 0000950668 |
|---|---|
| Date | Sep 01, 2021 |
| Instrument | 20210950668 |
| Name | COMMERCE BANK OF ARIZONA |
|---|---|
| Type | Bank |
| Address | TUCSON, AZ 85704 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 995 E RAY RD, GILBERT, AZ 85296-4207 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2024 |
| Title Company | DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 964 S ROCA ST, GILBERT, AZ 85296-3660 |
| Document Number | 0000064488 |
|---|---|
| Date | Feb 08, 2023 |
| Instrument | 20230064488 |
| Name | COMMERCE BANK OF ARIZONA |
|---|---|
| Type | Bank |
| Address | TUCSON, AZ 85704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Mar 17, 2023 |
| Property Address | 995 E RAY RD, GILBERT, AZ 85296-4207 |
| Document Number | 0000135370 |
| Instrument Date | Mar 16, 2023 |
| Instrument | 20230135370 |
| Transaction Type | Transfer |
| Record Updated | Mar 05, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 995 E RAY RD, GILBERT, AZ 85296-4207 |
Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $89,370 (+86.32%) | $893,700 (+7.12%) Land $178,700 Building $715,000 | |
| 2025 | $4,354.00 (+3,858.18%) | $47,965 (-46.45%) | $834,300 (-6.85%) Land $166,800 Building $667,500 |
| 2024 | $89,570 | $895,700 Land $179,100 Building $716,600 | |
| 2022 | $110.00 |
995 E Ray Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Maricopa County (04013C), updated October 2, 2026
| FEMA Flood Zone | Zone X moderate flood hazard · within the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 4th percentile of exposed land nationally · 1st in Arizona |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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