Orange County property record for 964 Oak St, Costa Mesa, CA 92627
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,034 sqft · built 1954 |
| Lot Size | 0.165 acres (7,205 sqft) |
| Owner | Individual Name on File |
| Last Sale | $730,000 (Nov 2018) |
| Tax Bill | $9,620 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422-482-06 |
| Primary APN | 422-482-06 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,034 sqft Living Area |
| Year Built | Built 1954 |
|---|---|
| Lot Area | 7,205 sqft (0.165 acres) |
| Street Address | 964 OAK ST |
|---|---|
| City | COSTA MESA |
| State | CA |
| Zip | 92627-4010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 1712 BLK LOT 60 |
| Legal Subdivision | 1712 |
| Legal Tract | 1712 |
| Legal Lot Number | 60 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | CENTRAL COAST |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 63601 |
Source: Orange County records · APN 422-482-06
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1835 NEWPORT BLVD STE A109, A109, COSTA MESA, CA 92627-5007 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 08, 2022 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY CU |
| Sep 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SHARP LOAN |
| Nov 08, 2018 | Grant Deed, Transfer · Conventional Mortgage ROYAL PACIFIC FUNDING CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 08, 2018 · Amount on Record |
| Deed Sale | Nov 08, 2018 · Amount on Record |
| Prior Sale | Mar 23, 2016 |
| Deed Document Number | 2018000405542 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 964 OAK ST, COSTA MESA, CA 92627-4010 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 964 OAK ST, COSTA MESA, CA 92627-4010 |
| Document Number | 0000207703 |
|---|---|
| Date | Jun 08, 2022 |
| Instrument | 2022000207703 |
| Name | UNIVERSITY CU |
|---|---|
| Type | Credit Union |
| Address | LOS ANGELES, CA 90025 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 31, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 964 OAK ST, COSTA MESA, CA 92627-4010 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV |
| Name | Verified Name |
|---|---|
| Address | 964 OAK ST, COSTA MESA, CA 92627-4010 |
| Document Number | 0000550489 |
|---|---|
| Date | Sep 01, 2021 |
| Instrument | 2021000550489 |
| Name | SHARP LOAN |
|---|---|
| Type | Non-Lending Institution |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Nov 08, 2018 |
| Property Address | 964 OAK ST, COSTA MESA, CA 92627-4010 |
| Document Number | 0000405542 |
| Map Reference | MB50 PG32-36 |
| Instrument Date | Oct 11, 2018 |
| Instrument | 2018000405542 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | TICOR TITLE CO OF CA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1835 NEWPORT BLVD # A109-282, A109, COSTA MESA, CA 92627-5007 |
| Document Number | 0000405543 |
|---|---|
| Date | Nov 08, 2018 |
| Instrument | 2018000405543 |
| Name | ROYAL PACIFIC FUNDING CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
| Document Number | 0000405544 |
|---|---|
| Date | Nov 08, 2018 |
| Instrument | 2018000405544 |
| Name | THE GREGORY M BROOKS TRUST |
|---|---|
| Type | Non-Lending Institution |
| Address | COSTA MESA, CA 92627 |
| Amount | Amount Recorded |
|---|
Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Costa Mesa City |
| Unified School District | Newport-Mesa Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,620.00 (+5.44%) | $814,328 (+4.04%) Land $774,042 Building $40,286 |
| 2023 | $9,124.00 (+2.94%) | $782,707 Land $743,984 Building $38,723 |
| 2022 | $8,863.00 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1997) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Dec 1997 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Cosmo Network Solutions Fixed Wireless | 250 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 846 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MESA WATER DISTRICT serves 110,000 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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