Orange County property record for 973 Oak St, Costa Mesa, CA 92627
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,779 sqft · built 1999 |
| Lot Size | 0.167 acres (7,260 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $905,000 (Oct 2019) |
| Tax Bill | $11,385 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Oct 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422-483-05 |
| Primary APN | 422-483-05 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,779 sqft Living Area |
| 1st Floor Area | 2,779 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 7,260 sqft (0.167 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Street Address | 973 OAK ST |
|---|---|
| City | COSTA MESA |
| State | CA |
| Zip | 92627-4046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 1712 BLK LOT 80 |
| Legal Subdivision | TRACT NO 1712 |
| Legal Tract | 1712 |
| Legal Lot Number | 80 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | CENTRAL COAST |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 63601 |
973 Oak St is owned and occupied by two individuals who bought it in October 2019.
Source: Orange County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 973 OAK ST, COSTA MESA, CA 92627-4046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PARKSIDE LENDING LLC |
| Oct 21, 2019 | Grant Deed, Transfer · Conventional Mortgage SCHOOLSFIRST FCU |
| Feb 6, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2019 · Amount on File |
| Deed Sale | Oct 21, 2019 · Amount on File |
| Deed Document Number | 2019411361 |
| Prior Transfer Date | Sep 25, 1997 |
| Prior Transfer Doc | 0000484805 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 973 OAK ST, COSTA MESA, CA 92627-4046 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Title Company | CALIFORNIA COAST TITLE COMPANY, CALIFORNIA BEST TITLE CO INC |
| Name | Verified Name |
|---|---|
| Address | 973 OAK ST, COSTA MESA, CA 92627-4046 |
| Document Number | 0000298841 |
|---|---|
| Date | May 4, 2021 |
| Instrument | 2021000298841 |
| Name | PARKSIDE LENDING LLC |
|---|---|
| Type | Lending Institution |
| Address | 94012 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Oct 21, 2019 |
| Property Address | 973 OAK ST, COSTA MESA, CA 92627-4046 |
| Document Number | 0000411361 |
| Map Reference | MB 50 PG 32-36 |
| Instrument Date | Sep 18, 2019 |
| Instrument | 2019000411361 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 973 OAK ST, COSTA MESA, CA 92627-4046 |
| Document Number | 0000411362 |
|---|---|
| Date | Oct 21, 2019 |
| Instrument | 2019000411362 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Feb 6, 2017 |
| Property Address | 973 OAK ST, COSTA MESA, CA 92627-4046 |
| Document Number | 0000051956 |
| Instrument Date | Jan 6, 2017 |
| Instrument | 51956 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 973 OAK ST COSTA MESA CA 926274046, COSTA MESA, CA 92627-4046 |
The 2025 property tax bill for 973 Oak St was $11,385 with a homeowner's exemption, up 2.1% from the year before.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Costa Mesa City |
| Unified School District | Newport-Mesa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,009,541 (+2%) Land $718,891 Building $290,650 | |
| 2025 | $11,385.00 (+2.13%) Homeowner's exemption | $989,747 Land $704,796 Building $284,951 |
| 2024 | $11,148.00 (+3.05%) | |
| 2023 | $10,818.00 (+2.75%) Homeowner's exemption | $951,315 Land $677,428 Building $273,887 |
| 2022 | $10,528.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 973 Oak St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1997) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Dec 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 973 Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 846 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Cosmo Network Solutions Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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