Orange County property record for 954 Oak St, Costa Mesa, CA 92627
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,778 sqft · built 1954 |
| Lot Size | 0.165 acres (7,205 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Apr 2001) |
| Tax Bill | $6,429 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422-482-04 |
| Primary APN | 422-482-04 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,778 sqft Living Area |
| 1st Floor Area | 1,778 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Lot Area | 7,205 sqft (0.165 acres) |
| Garage Area | 210 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 954 OAK ST |
|---|---|
| City | COSTA MESA |
| State | CA |
| Zip | 92627-4010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 1712 BLK LOT 58 |
| Legal Subdivision | TRACT NO 1712 |
| Legal Tract | 1712 |
| Legal Lot Number | 58 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | CENTRAL COAST |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 63601 |
954 Oak St is owned and occupied by two individuals who bought it in April 2001.
Source: Orange County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 954 OAK ST, COSTA MESA, CA 92627-4010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANLEADERS OF AMERICA INC |
| Feb 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANLEADERS/AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2001 · Amount on File |
| Deed Sale | Apr 12, 2001 · Amount on File |
| Deed Document Number | 2001221369 |
| Prior Transfer Date | Feb 27, 2001 |
| Prior Transfer Doc | 0000221368 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 954 OAK ST, COSTA MESA, CA 92627-4010 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SYNRGO INC |
| Name | Verified Name |
|---|---|
| Address | 954 OAK ST, COSTA MESA, CA 92627-4010 |
| Document Number | 0000500173 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | 2020000500173 |
| Name | LOANLEADERS OF AMERICA INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 954 OAK ST, COSTA MESA, CA 92627-4010 |
| Document Number | 0000140912 |
| Instrument Date | Feb 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2020 |
| Title Company | PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 954 OAK ST COSTA MESA CA 926274010, COSTA MESA, CA 92627-4010 |
| Document Number | 0000140912 |
|---|---|
| Date | Mar 30, 2020 |
| Instrument | 140912 |
| Name | LOANLEADERS/AMERICA |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVINE, CA 92614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 29, 2035 |
The 2025 property tax bill for 954 Oak St was $6,429 with a homeowner's exemption.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Costa Mesa City |
| Unified School District | Newport-Mesa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $527,064 (+2%) Land $387,572 Building $139,492 | |
| 2025 | $6,429.00 Homeowner's exemption | $516,730 Land $379,973 Building $136,757 |
| 2023 | $6,052.00 (+3.63%) Homeowner's exemption | $496,666 Land $365,218 Building $131,448 |
| 2022 | $5,840.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 954 Oak St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1997) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Dec 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 954 Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 846 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Cosmo Network Solutions Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures