974 Oak St, Costa Mesa, CA 92627 Property Records

Orange County property record for 974 Oak St, Costa Mesa, CA 92627 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,635 sqft · built 1954
Lot Size	0.165 acres (7,205 sqft)
Owner	Individual Name on File
Last Sale	$750,000 (Dec 2017)
Tax Bill	$9,869 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Dec 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`422-482-08`

Property Details

APN / Parcel Number

Primary APN	`422-482-08`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,635 sqft Living Area

Exterior

Year Built	Built 1954
Lot Area	7,205 sqft (0.165 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	974 OAK ST
City	COSTA MESA
State	CA
Zip	92627-4010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 1712 BLK LOT 62
Legal Tract	1712
Legal Lot Number	62
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	1
Census Block	1000
Census Tract	63601

Owner

Source: Orange County records · APN 422-482-08

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	974 OAK ST, COSTA MESA, CA 92627-4010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK
Dec 07, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Nov 13, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED AMERICAN MORTGAGE CORP
Dec 15, 2017	Quit Claim Deed, Transfer TICOR TITLE INSURANCE COMPANY
Dec 15, 2017	Quit Claim Deed, Transfer TICOR TITLE INSURANCE COMPANY
Dec 15, 2017	Grant Deed, Transfer · Conventional Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 15, 2017 · Amount on Record
Deed Sale	Dec 15, 2017 · Amount on Record
Prior Sale	Dec 15, 2017 · Amount on Record
Deed Document Number	0000541661
Last Transfer Date	Nov 13, 2019
Transfer Doc	0000452089
Record Updated	Jun 08, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	974 OAK ST, COSTA MESA, CA 92627-4010
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 OAK ST, COSTA MESA, CA 92627-4010

Mortgage

Document Number	0000244905
Date	Jul 13, 2022
Instrument	2022000244905

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 16, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	974 OAK ST, COSTA MESA, CA 92627-4010
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	NORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	974 OAK ST, COSTA MESA, CA 92627-4010

Mortgage

Document Number	0000715231
Date	Dec 07, 2020
Instrument	2020000715231

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Nov 13, 2019
Property Address	974 OAK ST, COSTA MESA, CA 92627-4010
Document Number	0000452089
Map Reference	MB 50 PG 32-36
Instrument Date	Nov 04, 2019
Instrument	2019000452089
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	974 OAK ST, COSTA MESA, CA 92627-4010

Mortgage

Document Number	0000452090
Date	Nov 13, 2019
Instrument	2019000452090

Lender

Name	UNITED AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 15, 2017
Property Address	974 OAK ST, COSTA MESA, CA 92627-4010
Document Number	0000541660
Instrument Date	Dec 12, 2017
Instrument	541660
Transaction Type	Transfer
Record Updated	Jan 03, 2018
Title Company	TICOR TITLE INSURANCE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	974 OAK ST COSTA MESA CA 926274010, COSTA MESA, CA 92627-4010

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 15, 2017
Property Address	974 OAK ST, COSTA MESA, CA 92627-4010
Document Number	0000541659
Instrument Date	Dec 12, 2017
Instrument	541659
Transaction Type	Transfer
Record Updated	Jan 03, 2018
Title Company	TICOR TITLE INSURANCE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	974 OAK ST COSTA MESA CA 926274010, COSTA MESA, CA 92627-4010

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 15, 2017
Property Address	974 OAK ST, COSTA MESA, CA 92627-4010
Document Number	0000541661
Instrument Date	Nov 17, 2017
Instrument	541661
Transaction Type	Transfer
Record Updated	Jan 03, 2018
Title Company	TICOR TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	974 OAK ST COSTA MESA CA 926274010, COSTA MESA, CA 92627-4010

Mortgage

Document Number	541662
Date	Dec 15, 2017
Instrument	541662

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2047

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$9,869.00 (+5.44%) Homeowner's exemption	$845,003 (+4.04%) Land $732,009 Building $112,994
2023	$9,360.00 (+2.93%) Homeowner's exemption	$812,192 Land $703,585 Building $108,607
2022	$9,094.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590636011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1997)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 1997, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 846 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Cosmo Network Solutions	Fixed Wireless (unlicensed)	250 / 100
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Oak St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures