Orange County property record for 970 Oak St, Costa Mesa, CA 92627
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,646 sqft · built 1954 |
| Lot Size | 0.165 acres (7,205 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $397,000 (Apr 2003) |
| Tax Bill | $7,103 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 422-482-07 |
| Primary APN | 422-482-07 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,646 sqft Living Area |
| 1st Floor Area | 1,646 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Bungalow |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,205 sqft (0.165 acres) |
| Garage Area | 352 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 970 OAK ST |
|---|---|
| City | COSTA MESA |
| State | CA |
| Zip | 92627-4010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 1712 BLK LOT 61 |
| Legal Tract | 1712 |
| Legal Lot Number | 61 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | CENTRAL COAST |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 63601 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 970 OAK ST, COSTA MESA, CA 92627-4010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2003 · Amount on Record |
| Deed Sale | Apr 16, 2003 · Amount on Record |
| Prior Sale | Oct 29, 2002 · Amount on Record |
| Deed Document Number | 2003425141 |
| Last Transfer Date | Sep 11, 2013 |
| Transfer Doc | 0000548871 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 970 OAK ST, COSTA MESA, CA 92627-4010 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2022 |
| Title Company | CALIFORNIA MEMBERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 970 OAK ST, COSTA MESA, CA 92627-4010 |
| Document Number | 0000298466 |
|---|---|
| Date | Sep 6, 2022 |
| Instrument | 2022000298466 |
| Name | FIREFIGHTERS FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | PASADENA, CA 91105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 28, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Costa Mesa City |
| Unified School District | Newport-Mesa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $592,664 (+2%) Land $516,647 Building $76,017 | |
| 2025 | $7,103.00 (+6.01%) Homeowner's exemption | $581,044 (+4.04%) Land $506,517 Building $74,527 |
| 2023 | $6,700.00 (+3.44%) Homeowner's exemption | $558,482 Land $486,848 Building $71,634 |
| 2022 | $6,477.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1997) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Dec 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 846 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Cosmo Network Solutions Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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