9635 Arnold Rd, Ira (Fair Haven), MI 48023 Property Records

St. Clair County property record for 9635 Arnold Rd, Ira, MI 48023

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,576 sqft · built 1982
Lot Size	4.84 acres (210,830 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Sep 2019)
Tax Bill	$5,100 (2025)
Deeds & Mortgages	Oct 2019 Transfer Sep 2019 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`74-23-410-0001-002`

Property Details

APN / Parcel Number

Primary APN	`74-23-410-0001-002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,576 sqft Living Area
1st Floor Area	1,564 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Bi-Level
Lot Area	210,830 sqft (4.84 acres)
Lot Width	319 ft Width

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9635 ARNOLD RD
City	IRA
State	MI
Zip	48023-1103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AEC
Legal Description	LOT 1 EXC E 300' AND EXC W 40' LITTLE HERFORD ACRES AS RECORDED IN LIBER 79 OF PLATS PG 5 SAINT CLAIR COUNTY REGISTER OF
Legal Subdivision	LITTLE HERFORD ACRES SUB
Legal Lot Number	1
Legal Unit	1
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	IRA
Census Block Group	1
Census Block	1000
Census Tract	650100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9635 ARNOLD RD, IRA, MI 48023-1103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 30, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 20, 2019	Warranty Deed, Transfer · Conventional with PMI PLATINUM HM MTG
Jun 14, 2017	Deed of Trust, Mortgage COMERICA BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2019 · Amount on Record
Deed Sale	Sep 20, 2019 · Amount on Record
Prior Sale	Sep 20, 2019 · Amount on Record
Deed Document Number	201919388
Deed Book / Page	5099 / 19
Transfer Doc	0051030206
Record Updated	Oct 29, 2026

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 1, 2019
Property Address	9635 ARNOLD RD, IRA, MI 48023-1103
Document Number	0051030206
Book / Page	005103 / 000206
Instrument Date	Oct 1, 2019
Transaction Type	Transfer
Record Updated	Nov 4, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9635 ARNOLD RD IRA MI 480231103, IRA, MI 48023-1103

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 30, 2019
Property Address	9635 ARNOLD RD, IRA, MI 48023-1103
Document Number	0051020316
Book / Page	005102 / 000316
Instrument Date	Sep 30, 2019
Transaction Type	Transfer
Record Updated	Nov 4, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	34508 JEROME ST CHESTERFIELD MI 480472056, CHESTERFIELD, MI 48047-2056

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 20, 2019
Property Address	9635 ARNOLD RD, IRA, MI 48023-1103
Document Number	0050990019
Book / Page	005099 / 000019
Instrument Date	Sep 6, 2019
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,494.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	34508 JEROME ST CHESTERFIELD MI 480472056, CHESTERFIELD, MI 48047-2056

Mortgage

Document Number	50990021
Date	Sep 20, 2019
Book Page	005099/000021

Lender

Name	PLATINUM HM MTG
Type	Mortgage Company
Address	ROLLING MEADOWS, IL 60008

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2049

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9635 ARNOLD RD, IRA, MI 48023-1103
Document Number	0048440861
Instrument Date	Jun 14, 2017
Transaction Type	Mortgage
Record Updated	May 26, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9635 ARNOLD RD IRA MI 480231103, IRA, MI 48023-1103

Mortgage

Document Number	0048440861
Date	Jun 30, 2017
Book Page	004844/000861

Lender

Name	COMERICA BK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Ira Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,400 (+3.15%)	$372,800 (+3.15%)
2025	$5,100.00 (+3.01%) Homeowner's exemption	$180,700 (+24.19%)
2024	$4,951.00 (+6.27%)		$361,400 (+24.19%)
2023		$145,500
2022	$4,659.00		$291,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRA TOWNSHIP serves 6,510 people · EPA ID MI0003390
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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