9629 Arnold Rd, Ira (Fair Haven), MI 48023 Property Records

St. Clair County property record for 9629 Arnold Rd, Ira, MI 48023

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,296 sqft · built 1955
Lot Size	2.06 acres (90,082 sqft)
Owner	Individual Name on Record
Last Sale	$10,000 (Oct 2006)
Tax Bill	$3,288 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-23-410-0001-101`

Property Details

APN / Parcel Number

Primary APN	`74-23-410-0001-101`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Lot Area	90,082 sqft (2.06 acres)
Lot Dimensions	540 ft deep x 150 ft wide
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9629 ARNOLD RD
City	IRA
State	MI
Zip	48023-1103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AEC
Legal Description	E 150' OF LOT 1 LITTLE HERFORD ACRES SPLIT ON 11/09/2006 FROM 23-410-0001-100, 23-410-0001-000;
Legal Subdivision	LITTLE HERFORD ACRES
Legal Lot Number	1
Legal Unit	1
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	IRA
Census Block Group	1
Census Block	1000
Census Tract	650100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9629 ARNOLD RD, IRA, MI 48023-1103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Line of Credit CHRISTIAN FINANCIAL CU
Nov 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage TCF NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2006 · Amount on Record
Deed Sale	Oct 10, 2006 · Amount on Record
Deed Document Number	20062005077807
Deed Book / Page	3627 / 204
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9629 ARNOLD RD, IRA, MI 48023-1103
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9629 ARNOLD RD, IRA, MI 48023-1103

Mortgage

Document Number	5448437
Date	Nov 12, 2021
Book Page	5448/437
Instrument	2021031851

Lender

Name	CHRISTIAN FINANCIAL CU
Type	Credit Union
Address	STERLING HEIGHTS, MI 48312

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 11, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9629 ARNOLD RD, IRA, MI 48023-1103
Document Number	0048940480
Instrument Date	Nov 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9629 ARNOLD RD IRA MI 480231103, IRA, MI 48023-1103

Mortgage

Document Number	0048940480
Date	Nov 27, 2017
Book Page	004894/000480

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 26, 2032

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Ira Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,100 (+2.62%)	$298,200 (+2.62%)
2025	$3,288.00 (+3.04%) Homeowner's exemption	$145,300 (+23.55%)
2024	$3,191.00 (+10.68%)		$290,600 (+23.55%)
2023		$117,600
2022	$2,883.00		$235,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRA TOWNSHIP serves 6,510 people · EPA ID MI0003390
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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