9600 Arnold Rd, Ira (Fair Haven), MI 48023 Property Records

St. Clair County property record for 9600 Arnold Rd, Ira, MI 48023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,722 sqft · built 1980
Lot Size	2.14 acres (93,480 sqft)
Owner	2 Company Names on Record
Last Sale	$435,000 (Sep 2025)
Tax Bill	$4,905 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-23-460-0016-100`

Property Details

APN / Parcel Number

Primary APN	`74-23-460-0016-100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,722 sqft Living Area
1st Floor Area	1,148 sqft
Basement Area	1,148 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	93,480 sqft (2.14 acres)
Lot Dimensions	591 ft deep x 150 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9600 ARNOLD RD
City	IRA
State	MI
Zip	48023-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AEC
Legal Description	W 150' OF E 1324.53' OF LOT 8 PLAT OF PALMS SUBD. SEC 5 T3N R15E
Legal Range	15E
Legal Township	03N
Legal Section	05
Legal Subdivision	PLAT OF PALMS SUBD
Legal Lot Number	8
Legal Unit	8
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	IRA
Census Block Group	4
Census Block	4009
Census Tract	650100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	12658 BENDER DR, STERLING HEIGHTS, MI 48313-3302
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC
Aug 26, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2025 · Amount on Record
Deed Sale	Sep 11, 2025 · Amount on Record
Prior Sale	Aug 26, 2019 · Amount on Record
Deed Document Number	202517138
Deed Book / Page	5849 / 864
Prior Transfer Date	May 16, 2011
Prior Transfer Doc	004154/990
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9600 ARNOLD RD, IRA, MI 48023-1102
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9600 ARNOLD RD, IRA, MI 48023-1102

Mortgage

Document Number	0000531148
Date	Feb 1, 2021
Book Page	5311/48
Instrument	2021002822

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 26, 2019
Property Address	9600 ARNOLD RD, IRA, MI 48023-1102
Document Number	0000509099
Book / Page	5090 / 99
Map Reference	LB F PG 2
Instrument Date	Jul 23, 2019
Instrument	2019017442
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,399.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9600 ARNOLD RD, IRA, MI 48023-1102

Mortgage

Document Number	2019017443
Date	Aug 26, 2019
Instrument	2019017443

Lender

Name	AMERIFIRST FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Ira Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,300 (+2.44%)	$360,600 (+2.44%)
2025	$4,905.00 (+3.02%) Homeowner's exemption	$176,000 (+22.48%)
2024	$4,761.00 (+10.7%)		$352,000 (+22.48%)
2023		$143,700
2022	$4,301.00		$287,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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