9707 Arnold Rd, Ira (Fair Haven), MI 48023 Property Records

St. Clair County property record for 9707 Arnold Rd, Ira, MI 48023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,200 sqft · built 2002
Lot Size	3.59 acres (156,380 sqft)
Owner	Individual Name on Record
Tax Bill	$5,745 (2025)
Deeds & Mortgages	May 2021 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`74-23-460-0025-026`

Property Details

APN / Parcel Number

Primary APN	`74-23-460-0025-026`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,200 sqft Living Area
1st Floor Area	2,656 sqft
Basement Area	1,912 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	156,380 sqft (3.59 acres)
Garage Area	921 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9707 ARNOLD RD
City	IRA
State	MI
Zip	48023-1105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AEC
Legal Description	PART OF LOT 9 PALMS SUBDIVISION AS RECORDED IN LIBER F OF PLATS PG 52 SAINT CLAIR COUNTY REGISTER OF DEEDS AND W 40' OF OF
Legal Subdivision	PALMS SUBDIVISION
Legal Lot Number	1,9
Legal Unit	9,1
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	IRA
Census Block Group	1
Census Block	1000
Census Tract	650100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9707 ARNOLD RD, IRA, MI 48023-1105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9707 ARNOLD RD, IRA, MI 48023-1105
Transaction Type	Mortgage
Record Updated	May 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9707 ARNOLD RD, IRA, MI 48023-1105

Mortgage

Document Number	5360850
Date	May 3, 2021
Book Page	5360/850
Instrument	2021013531

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 2, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Ira Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$331,400 (+4.48%)	$662,800 (+4.48%)
2025	$5,745.00 (+2.06%) Homeowner's exemption	$317,200 (+27.95%)
2024	$5,629.00 (+11.73%)		$634,400 (+27.95%)
2023		$247,900
2022	$5,038.00		$495,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRA TOWNSHIP serves 6,510 people · EPA ID MI0003390
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Arnold Rd

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