9632 Arnold Rd, Ira (Fair Haven), MI 48023 Property Records

St. Clair County property record for 9632 Arnold Rd, Ira, MI 48023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,569 sqft · built 1990
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Tax Bill	$4,072 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`74-23-460-0019-000`

Property Details

APN / Parcel Number

Primary APN	`74-23-460-0019-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,569 sqft Living Area
1st Floor Area	1,569 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Lot Area	217,800 sqft (5 acres)
Lot Dimensions	659 ft deep x 330 ft wide
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9632 ARNOLD RD
City	IRA
State	MI
Zip	48023-1102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AEC
Legal Description	PART OF LOT 8 DESC AS: BEG N 89D 34M 53S W 1324.53' FROM SE COR LOT 8, TH N 89D 34M 53S W 330.99', TH N 2D 18M 52S W 659.15',
Legal Subdivision	TO BEG PLAT OF PALMS SUBDIVISION
Legal Lot Number	8
Legal Unit	8,8
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	IRA
Census Block Group	4
Census Block	4009
Census Tract	650100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	9632 ARNOLD RD, IRA, MI 48023-1102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Jun 15, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 29, 2026
Property Address	9632 ARNOLD RD, IRA, MI 48023-1102
Document Number	0000015340
Book / Page	5948 / 858
Instrument Date	Jul 20, 2026
Instrument	202615340
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9632 ARNOLD RD, IRA, MI 48023-1102
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015340,
Date	Jul 29, 2026
Book Page	5948/858
Instrument	202615340

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9632 ARNOLD RD, IRA, MI 48023-1102
Transaction Type	Mortgage
Record Updated	Jul 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9632 ARNOLD RD, IRA, MI 48023-1102

Mortgage

Document Number	0005629834
Date	Jun 15, 2023
Book Page	5629/834
Instrument	2023010726

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Ira Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,700 (+3.77%)	$363,400 (+3.77%)
2025	$4,072.00 (+4.84%) Homeowner's exemption	$175,100 (+19.52%)
2024	$3,884.00 (+5.46%)		$350,200 (+19.52%)
2023		$146,500
2022	$3,683.00		$293,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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