963 E Elma St, Ontario, CA 91764 Property Records

San Bernardino County property record for 963 E Elma St, Ontario, CA 91764

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1922
Lot Size	0.13 acres (5,676 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (May 2018)
Tax Bill	$3,822 (2025)
Deeds & Mortgages	Jan 2021 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1048-491-39-0000`

Property Details

APN / Parcel Number

Primary APN	`1048-491-39-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	816 sqft
Family Room	Family Room

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	5,676 sqft (0.13 acres)
Lot Dimensions	132 ft deep x 43 ft wide
View / Lot	Average
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	102 sqft
Patio Area	102 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	963 E ELMA ST
City	ONTARIO
State	CA
Zip	91764-4305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2079 LOT 4 BLOCK 1 TRACT NO 2079 LOT 4 BLK 1 AND S 1/2 VAC ALLEY ADJ N LI SD LOT
Legal Tract	2079
Legal Block	1
Legal Lot Number	4
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1000
Census Tract	1503

Owner

963 E Elma St is owned and occupied by two individuals who acquired it in January 2021.

Source: San Bernardino County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	963 E ELMA ST, ONTARIO, CA 91764-4305
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage EVO HOME LOANS LLC
May 30, 2018	Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2018 · Amount on File
Deed Sale	May 30, 2018 · Amount on File
Deed Document Number	2018196240
Last Transfer Date	Jan 5, 2021
Transfer Doc	0000015895
Record Updated	Sep 20, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 12, 2021
Property Address	963 E ELMA ST, ONTARIO, CA 91764-4305
Document Number	0000015895
Map Reference	MB 30 PG 27
Instrument Date	Jan 5, 2021
Instrument	2021-0015895
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	963 E ELMA ST, ONTARIO, CA 91764-4305

Mortgage

Document Number	0000015896
Date	Jan 12, 2021
Instrument	2021-0015896

Lender

Name	EVO HOME LOANS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 30, 2018
Property Address	963 E ELMA ST, ONTARIO, CA 91764-4305
Document Number	0000196240
Map Reference	MB 30 PG 27
Instrument Date	Apr 17, 2018
Instrument	2018-0196240
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	963 E ELMA ST, ONTARIO, CA 91764-4305
Investor	Possibly a Property Investor

Mortgage

Document Number	0000196241
Date	May 30, 2018
Instrument	2018-0196241

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 963 E Elma St was $3,822.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$353,978 (+2%) Land $123,893 Building $230,085
2025	$3,822.00	$347,038 Land $121,464 Building $225,574
2023	$3,630.00 (+1.34%)	$333,562 Land $116,747 Building $216,815
2022	$3,582.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 963 E Elma St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 963 E Elma St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 739 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Inyo Networks, T-Mobile.

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