966 E Elma St, Ontario, CA 91764 Property Records

San Bernardino County property record for 966 E Elma St, Ontario, CA 91764

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 875 sqft · built 1921
Lot Size	0.124 acres (5,418 sqft)
Owner	Individual on Record
Last Sale	$350,000 (Aug 2020)
Tax Bill	$4,094 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1048-492-13-0000`

Property Details

APN / Parcel Number

Primary APN	`1048-492-13-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	875 sqft Living Area
1st Floor Area	875 sqft
Family Room	Family Room

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	5,418 sqft (0.124 acres)
Lot Dimensions	126 ft deep x 43 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	50 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	966 E ELMA ST
City	ONTARIO
State	CA
Zip	91764-4306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2079 LOT 1 BLOCK 3
Legal Subdivision	TRACT NO 2079
Legal Tract	2079
Legal Block	3
Legal Lot Number	1
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1001
Census Tract	1503

Owner

Source: San Bernardino County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	966 E ELMA ST, ONTARIO, CA 91764-4306
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage REVE MORTGAGE
Aug 20, 2020	Grant Deed, Transfer · FHA Mortgage PMAC LENDING SERVICES INC
Aug 20, 2020	Quit Claim Deed, Transfer ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2020 · Amount on Record
Deed Sale	Aug 20, 2020 · Amount on Record
Prior Sale	Aug 12, 2015 · Amount on Record
Deed Document Number	2020297508
Prior Transfer Date	Jun 22, 2020
Prior Transfer Doc	0000297509
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	966 E ELMA ST, ONTARIO, CA 91764-4306
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	966 E ELMA ST, ONTARIO, CA 91764-4306

Mortgage

Document Number	0000292976
Date	Nov 29, 2023
Instrument	2023-0292976

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	966 E ELMA ST, ONTARIO, CA 91764-4306
Transaction Type	Mortgage
Record Updated	Oct 1, 2021
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	966 E ELMA ST, ONTARIO, CA 91764-4306

Mortgage

Document Number	0000430048
Date	Sep 21, 2021
Instrument	2021-0430048

Lender

Name	REVE MORTGAGE
Type	Mortgage Company
Address	WALNUT, CA 91789

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 20, 2020
Property Address	966 E ELMA ST, ONTARIO, CA 91764-4306
Document Number	0000297508
Map Reference	MB 30 PG 27
Instrument Date	Aug 12, 2020
Instrument	2020-0297508
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	966 E ELMA ST, ONTARIO, CA 91764-4306

Mortgage

Document Number	0000297510
Date	Aug 20, 2020
Instrument	2020-0297510

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 20, 2020
Property Address	966 E ELMA ST, ONTARIO, CA 91764-4306
Document Number	0000297509
Instrument Date	Jun 22, 2020
Instrument	297509
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	966 E EIMA ST ONTARIO CA 91764, ONTARIO, CA 91764

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$386,429 (+2%) Land $135,250 Building $251,179
2025	$4,094.00 (+5.38%) Homeowner's exemption	$378,852 (+4.04%) Land $132,598 Building $246,254
2023	$3,885.00 (+1.36%) Homeowner's exemption	$364,140 Land $127,449 Building $236,691
2022	$3,833.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 739 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Inyo Networks, T-Mobile.

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