1004 E Elma St, Ontario, CA 91764 Property Records

San Bernardino County property record for 1004 E Elma St, Ontario, CA 91764

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,685 sqft · built 1992
Lot Size	0.122 acres (5,292 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (May 2011)
Tax Bill	$3,042 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1048-492-14-0000`

Property Details

APN / Parcel Number

Primary APN	`1048-492-14-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,685 sqft Living Area
Gross Area	2,193 sqft
1st Floor Area	965 sqft
2nd Floor Area	720 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,292 sqft (0.122 acres)
Lot Dimensions	126 ft deep x 42 ft wide
View / Lot	Average
Garage Type	Attached
Garage Area	508 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	68 sqft
Patio Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1004 E ELMA ST
City	ONTARIO
State	CA
Zip	91764-4310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1793 LOT 16 BLOCK 2
Legal Subdivision	TRACT NO 1793
Legal Tract	1793
Legal Block	2
Legal Lot Number	16
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1001
Census Tract	1503

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1004 E ELMA ST, ONTARIO, CA 91764-4310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2011 · Amount on Record
Deed Sale	May 24, 2011 · Amount on Record
Prior Sale	May 5, 2010 · Amount on Record
Deed Document Number	2011208568
Prior Transfer Date	Nov 5, 2002
Prior Transfer Doc	0000620082
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1004 E ELMA ST, ONTARIO, CA 91764-4310
Transaction Type	Mortgage
Record Updated	Apr 27, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 E ELMA ST, ONTARIO, CA 91764-4310

Mortgage

Document Number	0000168511
Date	Apr 13, 2021
Instrument	2021-0168511

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1004 E ELMA ST, ONTARIO, CA 91764-4310
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SPL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000458313
Date	Nov 6, 2017
Instrument	2017-0458313

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2037

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$288,422 (+2%) Land $98,010 Building $190,412
2025	$3,042.00 (+5.41%) Homeowner's exemption	$282,766 (+4.04%) Land $96,088 Building $186,678
2023	$2,886.00 (+12.08%) Homeowner's exemption	$271,786 Land $92,357 Building $179,429
2022	$2,575.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 739 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Inyo Networks, T-Mobile.

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