951 E Elma St, Ontario, CA 91764 Property Records

San Bernardino County property record for 951 E Elma St, Ontario, CA 91764

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,449 sqft · built 1956
Lot Size	0.13 acres (5,676 sqft)
Owner	Individual Name on Record
Last Sale	$810,000 (Jun 2026)
Tax Bill	$5,903 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1048-491-42-0000`

Property Details

APN / Parcel Number

Primary APN	`1048-491-42-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,449 sqft Living Area
1st Floor Area	1,449 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	5,676 sqft (0.13 acres)
Lot Dimensions	132 ft deep x 43 ft wide
Garage Type	Detached
Garage Area	294 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	126 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	951 E ELMA ST
City	ONTARIO
State	CA
Zip	91764-4305
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	REVISED MAP OF HANSON AND CO ADD E 43.5 FT W 565.5 FT S 126 FT N 267 FT LOT 5 AND S 1/2 VAC ALLEY ADJ N LI THEREOF
Legal Subdivision	HANSON & COMPANYS ADDITION
Legal Tract	2079
Legal Block	1
Legal Lot Number	5
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1000
Census Tract	1503

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	951 E ELMA ST, ONTARIO, CA 91764-4305
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Grant Deed, Transfer · FHA Mortgage OCMBC INC
Jun 12, 2026	Grant Deed, Transfer WFG NATIONAL TITLE COMPANY
May 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage EAST WEST BANK
Oct 14, 2021	Grant Deed, Transfer · Conventional Mortgage NICHOLAS E LANPHIER FAMILY TRUST
Mar 25, 2021	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2026 · Amount on Record
Deed Sale	Jun 12, 2026 · Amount on Record
Prior Sale	Oct 14, 2021 · Amount on Record
Deed Document Number	2026151529
Record Updated	Sep 20, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 12, 2026
Property Address	951 E ELMA ST, ONTARIO, CA 91764-4305
Document Number	0000151529
Instrument Date	Jun 4, 2026
Instrument	2026151529
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$89,991.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	951 E ELMA ST, ONTARIO, CA 91764-4305

Mortgage

Document Number	0000151531,
Date	Jun 12, 2026
Instrument	2026151531

Lender

Name	OCMBC INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 12, 2026
Property Address	951 E ELMA ST, ONTARIO, CA 91764-4305
Document Number	0000151530
Instrument Date	May 21, 2026
Instrument	2026151530
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	951 E ELMA ST, ONTARIO, CA 91764-4305
Transaction Type	Mortgage
Record Updated	Apr 25, 2023
Title Company	FIDELITY NATIONAL TITLE COMPANY LONG B, FIDELITY NATL TTL CO LONG BE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20321 SHADOW MOUNTAIN RD, WALNUT, CA 91789-1127
Investor	Possibly a Property Investor

Mortgage

Document Number	0000183679
Date	May 17, 2022
Instrument	2022-0183679

Lender

Name	EAST WEST BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5.87%
Index	1-Year CMT
Max Rate	9.87%

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 14, 2021
Property Address	951 E ELMA ST, ONTARIO, CA 91764-4305
Document Number	0000468066
Map Reference	MB 12 PG 51
Instrument Date	Sep 14, 2021
Instrument	2021-0468066
Transaction Type	Transfer
Record Updated	Apr 25, 2023
Title Company	IN TITLE, FIN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	951 E ELMA ST, ONTARIO, CA 91764-4305
Investor	Possibly a Property Investor

Mortgage

Document Number	0000468067
Date	Oct 14, 2021
Instrument	2021-0468067

Lender

Name	NICHOLAS E LANPHIER FAMILY TRUST
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Nov 1, 2022

March 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 25, 2021
Property Address	951 E ELMA ST, ONTARIO, CA 91764-4305
Document Number	0000135833
Map Reference	MB 12 PG 51
Instrument Date	Mar 23, 2021
Instrument	2021-0135833
Transaction Type	Foreclosure
Record Updated	Apr 25, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$517,402 (+2%) Land $194,837 Building $322,565
2025	$5,903.00 (+11.46%) Homeowner's exemption	$507,257 (+4.04%) Land $191,017 Building $316,240
2023	$5,296.00 (+1.34%) Homeowner's exemption	$487,560 Land $183,600 Building $303,960
2022	$5,226.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 739 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Inyo Networks, T-Mobile.

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