959 E Elma St, Ontario, CA 91764 Property Records

San Bernardino County property record for 959 E Elma St, Ontario, CA 91764

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 616 sqft · built 1946
Lot Size	0.13 acres (5,676 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Apr 2022)
Tax Bill	$5,076 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1048-491-41-0000`

Property Details

APN / Parcel Number

Primary APN	`1048-491-41-0000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	616 sqft Living Area
1st Floor Area	616 sqft
Family Room	Family Room

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Conventional
Exterior Material	Block
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	5,676 sqft (0.13 acres)
Lot Dimensions	132 ft deep x 43 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	959 E ELMA ST
City	ONTARIO
State	CA
Zip	91764-4305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REVISED MAP OF HANSON AND CO ADD E 43.5 FT W 609 FT S 126 FT N 267 FT LOT 5 AND S 1/2 VAC ALLEY ADJ N LI THEREOF
Legal Subdivision	HANSON & COMPANYS A
Legal Block	1
Legal Lot Number	5
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1000
Census Tract	1503

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	959 E ELMA ST, ONTARIO, CA 91764-4305
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 28, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2022 · Amount on Record
Deed Sale	Apr 1, 2022 · Amount on Record
Deed Document Number	2022124598
Prior Transfer Date	Dec 15, 2020
Prior Transfer Doc	0000528068
Record Updated	Sep 20, 2026

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 1, 2022
Property Address	959 E ELMA ST, ONTARIO, CA 91764-4305
Document Number	0000124598
Map Reference	MB 12 PG 51
Instrument Date	Jan 31, 2022
Instrument	2022-0124598
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	959 E ELMA ST, ONTARIO, CA 91764-4305

Mortgage

Document Number	0000124599
Date	Apr 1, 2022
Instrument	2022-0124599

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 28, 2020
Property Address	959 E ELMA ST, ONTARIO, CA 91764-4305
Document Number	0000528068
Map Reference	MB 12 PG 51
Instrument Date	Dec 15, 2020
Instrument	2020-0528068
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1522 EVERGREEN DR, UPLAND, CA 91784-7417

Mortgage

Document Number	0000528069
Date	Dec 28, 2020
Instrument	2020-0528069

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$470,857 (+2%) Land $164,800 Building $306,057
2025	$5,076.00 (+5.27%)	$461,625 (+4.04%) Land $161,569 Building $300,056
2023	$4,822.00 (+232.78%)	$443,700 Land $155,295 Building $288,405
2022	$1,449.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 739 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Inyo Networks, T-Mobile.

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