Madison County property record for 963 Bauer Rd, Troy, IL 62294
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 3 ba · 2,214 sqft · built 2019 |
| Lot Size | 2.82 acres (122,839 sqft) |
| Owner | Individual Name on File |
| Last Sale | $50,000 (Oct 2017) |
| Tax Bill | $10,043 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Dec 2021 Mortgage + 2 more |
| APN | 09-2-22-23-00-000-031 |
| Primary APN | 09-2-22-23-00-000-031 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 2,214 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Construction Type | Frame |
| Lot Area | 122,839 sqft (2.82 acres) |
| Lot Dimensions | 664 ft deep x 185 ft wide |
| Garage Type | Attached |
| Cooling System | Central |
|---|
| Street Address | 963 BAUER RD |
|---|---|
| City | TROY |
| State | IL |
| Zip | 62294-2733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CORNERSTONE ESTATES LOT 3 185 X 664.41 IRREGULAR |
| Legal Subdivision | CORNERSTONE ESTATES |
| Legal Lot Number | 3 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | JARVIS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 403532 |
Source: Madison County records · APN 09-2-22-23-00-000-031
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 963 BAUER RD, TROY, IL 62294-2733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS |
| Dec 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS |
| Jan 16, 2019 | Trustee's Deed, Construction Loan · Line of Credit FCB BK |
| Oct 10, 2017 | Deed, Transfer · Conventional Mortgage FIRST COUNTY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 10, 2017 · Amount on Record |
| Deed Sale | Oct 10, 2017 · Amount on Record |
| Deed Document Number | 201734099 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 963 BAUER RD, TROY, IL 62294-2733 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2022 |
| Title Company | ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES |
| Name | Verified Name |
|---|
| Document Number | 0000010159 |
|---|---|
| Date | Mar 23, 2022 |
| Instrument | 2022R10159 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 963 BAUER RD, TROY, IL 62294-2733 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2022 |
| Title Company | ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES |
| Name | Verified Name |
|---|
| Document Number | 0000051532 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 2021R51532 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Jan 16, 2019 |
| Property Address | 963 BAUER RD, TROY, IL 62294-2733 |
| Instrument Date | Jan 05, 2019 |
| Instrument | 1745 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 14, 2019 |
| Title Company | ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 200 PERSIMMON DR O FALLON IL 622691051, O FALLON, IL 62269-1051 |
| Document Number | 0000001745 |
|---|---|
| Date | Jan 16, 2019 |
| Instrument | 1745 |
| Name | FCB BK |
|---|---|
| Type | Bank |
| Address | TROY, IL 62294 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Oct 10, 2017 |
| Property Address | 963 BAUER RD, TROY, IL 62294-2733 |
| Document Number | 0000034099 |
| Map Reference | PC 65 PG 225-226 |
| Instrument Date | Oct 02, 2017 |
| Instrument | 2017R34099 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2022 |
| Title Company | ABSTRACTS & TITLES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $75.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 122 PEBBLEBROOK LN, TROY, IL 62294-2543 |
| Document Number | 0000034100 |
|---|---|
| Date | Oct 10, 2017 |
| Instrument | 2017R34100 |
| Name | FIRST COUNTY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.95% |
Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Jarvis Township |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,043.00 (+5.13%) | $156,830 (+26.72%) Land $21,290 Building $135,540 | $470,490 (+26.59%) Land $63,870 Building $406,620 |
| 2024 | $9,553.00 (+12.1%) | ||
| 2022 | $8,522.00 | $123,760 Land $23,390 Building $100,370 | $371,651 Land $70,240 Building $301,411 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171194035322, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2008 · river or lake flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 27 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| Wisper ISP Fixed Wireless | 25 / 3 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | IL AMERICAN-EAST ST LOUIS private · serves 131,368 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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