955 Bauer Rd, Troy, IL 62294 Property Records

Madison County property record for 955 Bauer Rd, Troy, IL 62294 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,984 sqft · built 2017
Lot Size	2.82 acres (122,839 sqft)
Owner	2 Individual Names on File
Last Sale	$254,500 (Nov 2017)
Tax Bill	$7,731 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Apr 2021 Mortgage + 2 more
APN	`09-2-22-23-00-000-032`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-23-00-000-032`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,984 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Frame
Lot Area	122,839 sqft (2.82 acres)
Lot Dimensions	664 ft deep x 185 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	955 BAUER RD
City	TROY
State	IL
Zip	62294-2733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CORNERSTONE ESTATES LOT 4 185 X 664.21 IRREGULAR
Legal Subdivision	CORNERSTONE ESTATES
Legal Lot Number	4
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	2
Census Block	2004
Census Tract	403532

Owner

Source: Madison County records · APN 09-2-22-23-00-000-032

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	955 BAUER RD, TROY, IL 62294-2733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO
Nov 14, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage DAS ACQUISITION
Jan 30, 2017	Trustee's Deed, Construction Loan · Construction Mortgage CITIZENS CMNTY BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 14, 2017 · Amount on Record
Deed Sale	Nov 14, 2017 · Amount on Record
Prior Sale	Dec 07, 2016 · Amount on Record
Deed Document Number	201738519
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	955 BAUER RD, TROY, IL 62294-2733
Transaction Type	Mortgage
Record Updated	Nov 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028765
Date	Oct 25, 2023
Instrument	2023R28765

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 24, 2038

Interest

Rate Type	Fixed Rate
Rate	11.4%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	955 BAUER RD, TROY, IL 62294-2733
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017060
Date	Apr 20, 2021
Instrument	2021R17060

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

Interest

Rate Type	Fixed Rate

November 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Nov 14, 2017
Property Address	955 BAUER RD, TROY, IL 62294-2733
Document Number	0000038519
Instrument Date	Oct 27, 2017
Instrument	38519
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 03, 2018
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Tax	$127.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3517 HARBOR WAY BELLEVILLE IL 622210447, BELLEVILLE, IL 62221-0447

Mortgage

Document Number	38520
Date	Nov 14, 2017
Instrument	38520

Lender

Name	DAS ACQUISITION
Address	ST LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2047

Interest

Rate Type	Fixed Rate

January 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MADISON IL
Recording Date	Jan 30, 2017
Property Address	955 BAUER RD, TROY, IL 62294-2733
Instrument Date	Jan 18, 2017
Instrument	3251
Transaction Type	Construction Loan
Record Updated	Aug 16, 2018
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	955 BAUER RD TROY IL 62294, TROY, IL 62294

Mortgage

Document Number	0000003251
Date	Jan 30, 2017
Instrument	3251

Lender

Name	CITIZENS CMNTY BK
Type	Bank
Address	FREEBURG, IL 62243

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 29, 2018

Interest

Rate	5.25%

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,731.00 (+5.14%)	$131,360 (+30.77%) Land $21,290 Building $110,070	$394,080 (+30.64%) Land $63,870 Building $330,210
2024	$7,353.00 (+13.05%)
2022	$6,504.00	$100,450 Land $23,390 Building $77,060	$301,651 Land $70,240 Building $231,411

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171194035322, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 27 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
T-Mobile USA	Fixed Wireless	100 / 20
Wisper ISP	Fixed Wireless (unlicensed)	25 / 3
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Bauer Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures