825 Bauer Rd, Troy, IL 62294 Property Records

Madison County property record for 825 Bauer Rd, Troy, IL 62294

Property Summary

Property Type	Residential Vacant Land
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Aug 2023)
Tax Bill	$1,213 (2025)
Deeds & Mortgages	Apr 2025 Construction Loan Aug 2023 Sale & Line of Credit + 1 more
APN	`09-2-22-23-00-000-041`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-23-00-000-041`

Exterior

Lot Area	87,120 sqft (2 acres)

Location & Zoning

Street Address	825 BAUER RD
City	TROY
State	IL
Zip	62294-2746
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	ERWINS FIELD 2ND ADDN LOT 6 243.86 X 357.26
Legal Subdivision	ERWINS FIELD SECOND ADDN
Legal Lot Number	6
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	2
Census Block	2004
Census Tract	403532

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	643 E US HIGHWAY 40, TROY, IL 62294-2208
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2025	Deed of Trust, Mortgage · Construction Mortgage FCB BANKS
Aug 16, 2023	Warranty Deed, Transfer · Line of Credit FCB BANKS
Jul 27, 2021	Warranty Deed, Transfer · Conventional Mortgage FCB BANKS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2023 · Amount on Record
Deed Sale	Aug 16, 2023 · Amount on Record
Prior Sale	Jul 27, 2021 · Amount on Record
Deed Document Number	202321728
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	825 BAUER RD, TROY, IL 62294-2746
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009564
Date	Apr 10, 2025
Instrument	2025R09564

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Aug 16, 2023
Property Address	825 BAUER RD, TROY, IL 62294-2746
Document Number	0000021728
Map Reference	PC 67 PG 37
Instrument Date	Aug 8, 2023
Instrument	2023R21728
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	643 E US HIGHWAY 40, TROY, IL 62294-2208

Mortgage

Document Number	0000021729
Date	Aug 16, 2023
Instrument	2023R21729

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jul 27, 2021
Property Address	825 BAUER RD, TROY, IL 62294-2746
Document Number	0000031552
Map Reference	PC 67 PG 37
Instrument Date	Jul 19, 2021
Instrument	2021R31552
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$177.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	929 CARRIAGEWAY LN, O FALLON, IL 62269-7121

Mortgage

Document Number	0000031553
Date	Jul 27, 2021
Instrument	2021R31553

Lender

Name	FCB BANKS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,213.00 (-23.08%)	$18,940 (+2,567.61%) Land $18,940	$56,820 Land $56,820
2024	$1,577.00 (+3,185.42%)
2022	$48.00	$710 Land $710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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