1020 Bauer Rd, Troy, IL 62294 Property Records

Madison County property record for 1020 Bauer Rd, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,918 sqft · built 2009
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$323,000 (May 2009)
Tax Bill	$10,369 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Dec 2019 Mortgage
APN	`09-2-22-23-00-000-024`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-23-00-000-024`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,918 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	256 ft deep x 340 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1020 BAUER RD
City	TROY
State	IL
Zip	62294-2506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLEBROOKE ESTATES LOT 2 340.36 X 256.72
Legal Subdivision	SADDLEBROOKE ESTATES
Legal Lot Number	2
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	2
Census Block	2002
Census Tract	403532

Owner

Source: Madison County assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1020 BAUER RD, TROY, IL 62294-2506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2023	Deed of Trust, Mortgage · Line of Credit SCOTT CU
Dec 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage COLLINSVILLE BLDG & LN ASSN

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 6, 2009 · Amount on Record
Deed Sale	May 6, 2009 · Amount on Record
Prior Sale	Apr 30, 2007 · Amount on Record
Deed Document Number	200922982
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	1020 BAUER RD, TROY, IL 62294-2506
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000233
Date	Jan 4, 2023
Instrument	2023R00233

Lender

Name	SCOTT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 3, 2048

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	1020 BAUER RD, TROY, IL 62294-2506
Document Number	0000042339
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1020 BAUER RD TROY IL 622942506, TROY, IL 62294-2506

Mortgage

Document Number	0000042339
Date	Dec 31, 2019
Instrument	42339

Lender

Name	COLLINSVILLE BLDG & LN ASSN
Type	Funding / Finance Company
Address	COLLINSVILLE, IL 62234

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 30, 2034

Interest

Rate	3%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,369.00 (+6.23%)	$167,920 (+27.73%) Land $18,940 Building $148,980	$503,760 (+27.61%) Land $56,820 Building $446,940
2024	$9,761.00 (+12.99%)
2022	$8,639.00	$131,460 Land $20,430 Building $111,030	$394,774 Land $61,351 Building $333,423

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	25 / 3

May also be available: Verizon.

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