96024 Opal Ave, Yulee, FL 32097 Property Records

Nassau County property record for 96024 Opal Ave, Yulee, FL 32097 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2010
Square Footage	2,232 sqft Living Area
Lot Size	27,878 sqft (0.64 acres)
Occupancy	Owner Occupied
Last Sale	$245,900 (2022)
Tax Bill	$2,300.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`45-3N-28-0000-0003-0110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,232 sqft Living Area
1st Floor	2,232 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Laminate Plank Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Slate Roof
Lot Area	27,878 sqft (0.64 acres)
Garage Area	720 sqft Garage
Deck Area	120 sqft Deck
Patio Area	120 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	96024 OPAL AVE
City	YULEE
State	FL
Zip	32097-8616
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PT MARGARET ONEIL GRANT SEC 45-3N-28E IN OR 2539/1212
Legal Range	28E
Legal Township	03N
Legal Section	45
Legal Subdivision	NEIL GRANT
Legal Block	110
Legal Lot Number	3
Jurisdiction	NASSAU FL
Minor Civil Division	YULEE
Census Blockgroup	1
Census Block	1023
Census Tract	50308

Owner

Source: Nassau County records · APN 45-3N-28-0000-0003-0110

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	96024 OPAL AVE, YULEE, FL 32097-8616
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Warranty Deed, Transfer · Conventional Mortgage HAMILTON HOME LOANS INC
Jul 03, 2020	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Jul 05, 2017	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Mar 15, 2017	Grant Deed, Transfer PRIME LNDG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 16, 2022 · Amount on Record
Deed Sale	Feb 16, 2022 · Amount on Record
Prior Sale	Jul 05, 2017 · Amount on Record
Deed Doc Number	20225917
Deed Book / Page	2539 / 1212
Prior Transfer Date	Jul 31, 2013
Prior Transfer Doc	0018711297
Record Refreshed	Jun 08, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Feb 16, 2022
Property Address	96024 OPAL AVE, YULEE, FL 32097-8616
Document Number	0025391212
Book / Page	2539 / 1212
Map Reference	MB 189 PG 163
Instrument Date	Feb 14, 2022
Instrument	202245005917
Transaction Type	Transfer
Record Updated	Feb 29, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,721.30
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 16622, AUGUSTA, GA 30919-2622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96024 OPAL AVE, YULEE, FL 32097-8616

Mortgage

Document Number	0025391214
Date	Feb 16, 2022
Instrument	2539/1214

Lender

Name	HAMILTON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	96024 OPAL AVE, YULEE, FL 32097-8616
Document Number	0023741294
Instrument Date	Jul 03, 2020
Transaction Type	Mortgage
Record Updated	Sep 01, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	96024 OPAL AVE YULEE FL 320978616, YULEE, FL 32097-8616

Mortgage

Document Number	0023741294
Date	Jul 09, 2020
Book Page	002374/001294
Instrument	45020914

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 08, 2050

Interest

Rate Type	Adjustable Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jul 05, 2017
Property Address	96024 OPAL AVE, YULEE, FL 32097-8616
Document Number	0021310415
Book / Page	2131 / 0415
Instrument Date	Jun 29, 2017
Instrument	201719967
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	GUARDIAN TITLE & TRUST INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	95050 POPLAR WAY, 95050, FERNANDINA BEACH, FL 32034-1169

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3295 TINYA CT, JACKSONVILLE, FL 32226-1878

Mortgage

Document Number	0021310417
Date	Jul 05, 2017
Instrument	2131/0417

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2047

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NASSAU FL
Recording Date	Mar 15, 2017
Property Address	96024 OPAL AVE, YULEE, FL 32097-8616
Document Number	0021070167
Book / Page	002107 / 000167
Instrument Date	Mar 14, 2017
Instrument	7793
Transaction Type	Transfer
Record Updated	Mar 28, 2017
Title Company	GUARDIAN TITLE AND TRUST INC, GUARDIAN TITLE & TR INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$490.70
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96090 VICTORIAS PL YULEE FL 320976349, YULEE, FL 32097-6349

Mortgage

Document Number	21070169
Date	Mar 15, 2017
Book Page	002107/000169
Instrument	7794

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2047

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,300.00 (+1.55%) Homeowner's exemption	$190,227 (+2.9%)	$289,410 (+29.83%) Land $125,000 Building $164,410
2024	$2,265.00 (+1.66%) Homeowner's exemption	$184,866 (+3%)	$222,920 (+5.11%) Land $75,000 Building $147,920
2023	$2,228.00 (+94.93%) Homeowner's exemption	$179,482 (+53.59%)	$212,083 (+8.59%) Land $71,680 Building $140,403
2022	$1,143.00 Homeowner's exemption	$116,856	$195,308 Land $53,760 Building $141,548

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of Florida
Wildfire Likelihood	About 1 in 1,754 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

96024 Opal Ave, Yulee, FL 32097 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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