96 Hammock Watch Way, Hampstead, NC 28443 Property Records

Pender County property record for 96 Hammock Watch Way, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,880 sqft · built 2016
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Last Sale	$142,000 (Mar 2014)
Tax Bill	$5,797 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Jun 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`3281-96-4352-0000`

Property Details

APN / Parcel Number

Primary APN	`3281-96-4352-0000`
Alternative APNs	`400962956` `962956`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,880 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2016
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Pile
Lot Area	22,216 sqft (0.51 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	256 sqft
Porch	Porch
Porch Area	540 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	400962956
Old Parcel Number	3281 96 4352 0000
Street Address	96 HAMMOCK WATCH WAY
City	HAMPSTEAD
State	NC
Zip	28443-3894
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LT 6 37/22 J G THOMAS SR EST
Legal Subdivision	THOMAS DIV #1-3
Legal Lot Number	6,37
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1001
Census Tract	920202

Owner

96 Hammock Watch Way is owned and occupied by an individual who bought it in March 2014.

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	96 HAMMOCK WATCH WAY, HAMPSTEAD, NC 28443-3894
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jun 30, 2017	Loan Modification, Mortgage FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2014 · Amount on File
Deed Sale	Mar 28, 2014 · Amount on File
Prior Sale	Jun 4, 2013 · Amount on File
Deed Document Number	0003344395
Deed Book / Page	334 / 4395
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	96 HAMMOCK WATCH WAY, HAMPSTEAD, NC 28443-3894
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047202370
Date	Aug 10, 2020
Book Page	4720/2370

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PENDER NC
Property Address	96 HAMMOCK WATCH WAY, HAMPSTEAD, NC 28443-3894
Document Number	0046471212
Book / Page	004647 / 001212
Instrument Date	Jun 30, 2017
Transaction Type	Mortgage
Record Updated	Jul 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 HAMMOCK WATCH WAY HAMPSTEAD NC 284433894, HAMPSTEAD, NC 28443-3894

Mortgage

Document Number	0046471212
Date	Jul 17, 2017
Book Page	004647/001212
Instrument	20026229

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	COLUMBIA, SC 29201

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,797.00 (+14.27%)	$1,219,164 (+109.12%) Land $477,500 Building $741,664	$1,219,164 (+109.12%) Land $477,500 Building $741,664
2023		$583,004 (-) Land $160,476 Building $422,528	$583,004 (-) Land $160,476 Building $422,528
2022	$5,073.00	$583,004 Land $160,476 Building $422,528	$583,004 Land $160,476 Building $422,528

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 96 Hammock Watch Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 142 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	146 units insured incl. 4 condo units
Nearby Flood Claims	65 (1996–2024)
Claims Outside the SFHA	26 of 65
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 28 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims Hurricane Fran, Sep 1996 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 96 Hammock Watch Way is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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