91 Hammock Watch Way, Hampstead, NC 28443 Property Records

Pender County property record for 91 Hammock Watch Way, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,762 sqft · built 2016
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on Record
Last Sale	$167,000 (Feb 2016)
Tax Bill	$4,849 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3281-96-6512-0000`

Property Details

APN / Parcel Number

Primary APN	`3281-96-6512-0000`
Alternative APNs	`400969795` `969795`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,762 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Pile
Lot Area	28,314 sqft (0.65 acres)
Terrain	Rolling
Porch	Porch
Porch Area	859 sqft
Patio Area	221 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	400969795
Old Parcel Number	3281 96 6512 0000
Street Address	91 HAMMOCK WATCH WAY
City	HAMPSTEAD
State	NC
Zip	28443-3893
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20C
Legal Description	L14R PB REV47/76, HAMMOCK WATCH
Legal Subdivision	HAMMOCK WATCH
Legal Lot Number	14R
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1001
Census Tract	920202

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	91 HAMMOCK WATCH WAY, HAMPSTEAD, NC 28443-3893
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK HOME LOANS LLC
Dec 6, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Feb 15, 2017	Loan Modification, Mortgage FIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2016 · Amount on Record
Deed Sale	Feb 19, 2016 · Amount on Record
Prior Sale	Dec 16, 2009 · Amount on Record
Deed Document Number	0024194614
Deed Book / Page	2419 / 4614
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	91 HAMMOCK WATCH WAY, HAMPSTEAD, NC 28443-3893
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047241200
Date	Sep 10, 2020
Book Page	4724/1200

Lender

Name	ANGEL OAK HOME LOANS LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	91 HAMMOCK WATCH WAY, HAMPSTEAD, NC 28443-3893
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046552503
Date	Dec 6, 2017
Book Page	4655/2503
Instrument	4655-2503

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PENDER NC
Property Address	91 HAMMOCK WATCH WAY, HAMPSTEAD, NC 28443-3893
Document Number	0046372274
Instrument Date	Feb 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	91 HAMMOCK WATCH WAY HAMPSTEAD NC 284433893, HAMPSTEAD, NC 28443-3893

Mortgage

Document Number	0046372274
Date	Feb 17, 2017
Book Page	004637/002274
Instrument	20020466

Lender

Name	FIRST BK
Type	Bank
Address	TROY, NC 27371

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 16, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,849.00 (+10.1%)	$1,067,855 (+112.45%) Land $512,500 Building $555,355	$1,067,855 (+112.45%) Land $512,500 Building $555,355
2023		$502,647 (-) Land $167,196 Building $335,451	$502,647 (-) Land $167,196 Building $335,451
2022	$4,404.00	$502,647 Land $167,196 Building $335,451	$502,647 Land $167,196 Building $335,451

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 142 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	146 units insured incl. 4 condo units
Nearby Flood Claims	65 (1996–2024)
Claims Outside the SFHA	26 of 65
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 28 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims Hurricane Fran, Sep 1996 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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