46 Hammock Watch Way, Hampstead, NC 28443 Property Records

Pender County property record for 46 Hammock Watch Way, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,039 sqft · built 2017
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$1,425,000 (Apr 2025)
Tax Bill	$5,523 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2017 Loan Modification
Flood Zone	Zone X (moderate risk)
APN	`3281-96-5606-0000`

Property Details

APN / Parcel Number

Primary APN	`3281-96-5606-0000`
Alternative APNs	`001032743` `968132`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,039 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Pile
Lot Area	19,602 sqft (0.45 acres)
Terrain	Rolling
Porch	Porch
Porch Area	516 sqft
Deck Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	001032743
Old Parcel Number	3281 96 5606 0000
Street Address	46 HAMMOCK WATCH WAY
City	HAMPSTEAD
State	NC
Zip	28443-3894
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LT 2 PB 37/19 J G THOMAS SR EST
Legal Subdivision	THOMAS DIV
Legal Lot Number	2
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1001
Census Tract	920202

Owner

46 Hammock Watch Way is owned and occupied by an individual who bought it in April 2025.

Source: Pender County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	46 HAMMOCK WATCH WAY, HAMPSTEAD, NC 28443-3894
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Aug 11, 2017	Loan Modification, Mortgage SOUTH ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2025 · Amount on File
Deed Sale	Apr 22, 2025 · Amount on File
Prior Sale	Jun 4, 2013 · Amount on File
Deed Document Number	0009614861
Deed Book / Page	961 / 4861
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	46 HAMMOCK WATCH WAY, HAMPSTEAD, NC 28443-3894
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047270181
Date	Oct 5, 2020
Book Page	4727/181

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PENDER NC
Property Address	46 HAMMOCK WATCH WAY, HAMPSTEAD, NC 28443-3894
Document Number	0046491670
Book / Page	004649 / 001670
Instrument Date	Aug 11, 2017
Transaction Type	Mortgage
Record Updated	Sep 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 HAMMOCK WATCH WAY HAMPSTEAD NC 284433894, HAMPSTEAD, NC 28443-3894

Mortgage

Document Number	0046491670
Date	Aug 21, 2017
Book Page	004649/001670
Instrument	20027533

Lender

Name	SOUTH ST BK
Type	Bank
Address	CHARLESTON, SC 29423-9910

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 46 Hammock Watch Way was $5,523.

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,523.00	$1,206,450 Land $462,500 Building $743,950	$1,206,450 Land $462,500 Building $743,950
2023		$575,459 (-) Land $157,596 Building $417,863	$575,459 (-) Land $157,596 Building $417,863
2022	$4,900.00	$575,459 Land $157,596 Building $417,863	$575,459 Land $157,596 Building $417,863

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 46 Hammock Watch Way in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 142 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	146 units insured incl. 4 condo units
Nearby Flood Claims	65 (1996–2024)
Claims Outside the SFHA	26 of 65
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 28 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims Hurricane Fran, Sep 1996 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Hammock Watch Way is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hammock Watch Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures