88 Hammock Watch Way, Hampstead, NC 28443 Property Records

Pender County property record for 88 Hammock Watch Way, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,788 sqft · built 2016
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,200,000 (Oct 2023)
Tax Bill	$4,851 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Nov 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3281-96-3359-0000`

Property Details

APN / Parcel Number

Primary APN	`3281-96-3359-0000`
Alternative APNs	`000054127` `909857`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,788 sqft Living Area
Basement Area	1,394 sqft
Unfinished Basement	1,394 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Lot Area	27,007 sqft (0.62 acres)

Exterior Amenities

Pool Area	420 sqft
Porch	Porch
Porch Area	306 sqft
Deck Area	306 sqft
Patio Area	1,080 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000054127
Street Address	88 HAMMOCK WATCH WAY
City	HAMPSTEAD
State	NC
Zip	28443-3894
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SEEMAP
Legal Description	L 5, PB 37/19, J G THOMAS SR EST
Legal Subdivision	JAMMOCK
Legal Lot Number	5
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1001
Census Tract	920202

Owner

Source: Pender County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	88 HAMMOCK WATCH WAY, HAMPSTEAD, NC 28443-3894
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Nov 17, 2022	Intrafamily Transfer, Transfer
Nov 10, 2020	Deed of Trust, Mortgage · Commercial Mortgage SOUTH STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2023 · Amount on Record
Deed Sale	Oct 23, 2023 · Amount on Record
Prior Sale	Apr 18, 2008 · Amount on Record
Deed Document Number	202320121545
Deed Book / Page	4823 / 2453
Prior Transfer Date	Nov 15, 2022
Prior Transfer Doc	0048012091
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Oct 23, 2023
Property Address	88 HAMMOCK WATCH WAY, HAMPSTEAD, NC 28443-3894
Document Number	0048232453
Book / Page	4823 / 2453
Map Reference	MB 37 PG 19
Instrument Date	Oct 20, 2023
Transaction Type	Transfer
Record Updated	Nov 2, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 823, HAMPSTEAD, NC 28443-0823

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 HAMMOCK WATCH WAY, HAMPSTEAD, NC 28443-3894

Mortgage

Document Number	0048232455
Date	Oct 23, 2023
Instrument	4823-2455

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PENDER NC
Recording Date	Nov 17, 2022
Property Address	88 HAMMOCK WATCH WAY, HAMPSTEAD, NC 28443-3894
Document Number	0048012091
Book / Page	4801 / 2091
Map Reference	MB 22 PG 16
Instrument Date	Nov 15, 2022
Transaction Type	Transfer
Record Updated	Dec 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 HAMMOCK WATCH WAY, HAMPSTEAD, NC 28443-3894

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	88 HAMMOCK WATCH WAY, HAMPSTEAD, NC 28443-3894
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047310076
Date	Nov 10, 2020
Book Page	4731/76

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	CHARLESTON, SC 29423

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,851.00 (+15.94%)	$1,133,965 (+125.52%) Land $505,000 Building $628,965	$1,133,965 (+125.52%) Land $505,000 Building $628,965
2023		$502,817 (+2.74%) Land $165,756 Building $337,061	$502,817 (+2.74%) Land $165,756 Building $337,061
2022	$4,184.00	$489,413 Land $165,756 Building $323,657	$489,413 Land $165,756 Building $323,657

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 142 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	146 units insured incl. 4 condo units
Nearby Flood Claims	65 (1996–2024)
Claims Outside the SFHA	26 of 65
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 28 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims Hurricane Fran, Sep 1996 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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