St. Clair County property record for 9597 River Rd, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,040 sqft · built 1960 |
| Lot Size | 0.253 acres (11,021 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,000 (Sep 2008) |
| Tax Bill | $3,003 (2025) |
| Deeds & Mortgages | Nov 2021 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 74-14-487-0053-000 |
| Primary APN | 74-14-487-0053-000 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 11,021 sqft (0.253 acres) |
| Lot Dimensions | 100 ft deep x 110 ft wide |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 9597 RIVER RD |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-4014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | PART OF LOT 846 COMM N 6D 48M W 55.7' FROM ITS SW COR, TH N 6D 48M W 110', TH S 69D E 100', TH S 6D 48M E 110', TH N 69D W |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 69 |
| Legal Subdivision | SUPERVISOR ROY T GILBERTSON PLAT #11 |
| Legal Lot Number | 846 |
| Legal Unit | 846 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 646000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9597 RIVER RD, CLAY, MI 48001-4014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2008 · Amount on Record |
| Deed Sale | Sep 30, 2008 · Amount on Record |
| Deed Document Number | 200822874 |
| Deed Book / Page | 3880 / 722 |
| Last Transfer Date | Nov 4, 2021 |
| Transfer Doc | 0005453749 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 23, 2021 |
| Property Address | 9597 RIVER RD, CLAY, MI 48001-4014 |
| Document Number | 0005453749 |
| Book / Page | 5453 / 749 |
| Map Reference | LB 49 PG 19&20 |
| Instrument Date | Nov 8, 2021 |
| Instrument | 2021032935 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9597 RIVER RD, CLAY, MI 48001-4014 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $162,600 (+12.37%) | $325,200 (+12.37%) | |
| 2025 | $3,003.00 (+2.25%) Homeowner's exemption | $144,700 (+17.93%) | |
| 2024 | $2,937.00 (+5.08%) | $289,400 (+17.93%) | |
| 2023 | $122,700 | ||
| 2022 | $2,795.00 | $245,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 11 (1981–2019) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Jun 2019 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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