9561 River Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9561 River Rd, Clay, MI 48001 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2005
Square Footage	2,169 sqft Living Area
Lot Size	8,930 sqft (0.205 acres)
Occupancy	Owner Occupied
Last Sale	$190,000 (2011)
Tax Bill	$4,521.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`74-14-487-0058-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	2,169 sqft Living Area
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2005
Lot Area	8,930 sqft (0.205 acres)
Lot Depth	110 ft Depth
Parking Spaces	2 Parking Spaces
Garage Area	576 sqft Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	74144870058000
Street Address	9561 RIVER RD
City	CLAY
State	MI
Zip	48001-4014
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PART OF LOT 846, COMM ON W LOT LINE AT A PTE N 6D 48M W 260.3' FROM SW COR OF LOT, TH N 6D 48M W 90.19', TH S 69D E 125.27',
Legal Subdivision	SUPRVRS ROY T GILBERTS 11-CLAY
Legal Lot Number	846
Legal Unit	846
Jurisdiction	SAINT CLAIR MI
Minor Civil Division	CLAY
Census Blockgroup	1
Census Block	1001
Census Tract	646000

Owner

Source: St. Clair County records · APN 74-14-487-0058-000

Assessment roll updated March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	9561 RIVER RD, CLAY, MI 48001-4014
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 21, 2011 · Amount on Record
Deed Sale	Jan 21, 2011 · Amount on Record
Prior Sale	Jun 10, 2010 · Amount on Record
Deed Doc Number	2011002015
Deed Book / Page	4108 / 644
Record Refreshed	Jun 08, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9561 RIVER RD, CLAY, MI 48001-4014
Transaction Type	Mortgage
Record Updated	Apr 27, 2022
Title Company	JBN TITLE, JB TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9561 RIVER RD, CLAY, MI 48001-4014

Mortgage

Document Number	0005510628
Date	Apr 14, 2022
Book Page	5510/628
Instrument	2022009633

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 01, 2037

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$232,600 (+20.58%)
2024	$4,521.00 (+8.76%)		$465,200 (+20.58%)
2023		$192,900
2022	$4,157.00		$385,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.