9565 River Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9565 River Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 716 sqft · built 1965
Lot Size	0.175 acres (7,623 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Jul 2020)
Tax Bill	$5,498 (2025)
Deeds & Mortgages	Aug 2022 Transfer Sep 2022 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`74-14-487-0059-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-487-0059-000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	716 sqft Living Area
1st Floor Area	716 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	7,623 sqft (0.175 acres)
Lot Depth	97.5 ft Depth
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9565 RIVER RD
City	CLAY
State	MI
Zip	48001-4014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PART OF LOT 846, COMM AT A PTE ON W LOT LINE N 6D 48M W 188.3' FROM SW COR OF LOT, TH N 6D 48M W 72', TH S 75D 28M E 94.95',
Legal Subdivision	SUPRVRS ROY T GILBERTS 11-CLAY
Legal Lot Number	846
Legal Unit	846
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1001
Census Tract	646000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5398 ZAJAC AVE, THE VILLAGES, FL 32163-1035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Intrafamily Transfer, Transfer
Sep 15, 2022	Intrafamily Transfer, Transfer
Oct 7, 2021	Intrafamily Transfer, Transfer
Jul 1, 2020	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2020 · Amount on Record
Deed Sale	Jul 1, 2020 · Amount on Record
Prior Sale	Mar 8, 2019 · Amount on Record
Deed Document Number	202014867
Deed Book / Page	5207 / 151
Last Transfer Date	Aug 29, 2022
Transfer Doc	0005561609
Record Updated	Oct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 31, 2022
Property Address	9565 RIVER RD, CLAY, MI 48001-4014
Document Number	0005557262
Book / Page	5557 / 262
Instrument Date	Aug 29, 2022
Instrument	2022020427
Transaction Type	Transfer
Record Updated	Sep 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9565 RIVER RD, CLAY, MI 48001-4014

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 15, 2022
Property Address	9565 RIVER RD, CLAY, MI 48001-4014
Document Number	0005561609
Book / Page	5561 / 609
Instrument Date	Aug 29, 2022
Instrument	2022021456
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2605 ANDES DR, STATESVILLE, NC 28625-8400

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 7, 2021
Property Address	9565 RIVER RD, CLAY, MI 48001-4014
Document Number	0000543298
Book / Page	5432 / 98
Instrument Date	Oct 7, 2021
Instrument	2021028479
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9565 RIVER RD # NATH, NATH, CLAY, MI 48001-4014

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 1, 2020
Property Address	9565 RIVER RD, CLAY, MI 48001-4014
Document Number	0052070151
Book / Page	005207 / 000151
Instrument Date	Jun 24, 2020
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$1,806.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 SPITTLER RD PINE GROVE PA 179638618, PINE GROVE, PA 17963-8618

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,700 (+11.23%)	$259,400 (+11.23%)
2025	$5,498.00 (+2.56%)	$116,600 (+17.9%)
2024	$5,361.00 (+8%)		$233,200 (+17.9%)
2023		$98,900
2022	$4,964.00		$197,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	11 (1981–2019)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Jun 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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