9601 River Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9601 River Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,162 sqft · built 2013
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Sep 2006)
Tax Bill	$6,874 (2025)
Deeds & Mortgages	Apr 2021 Transfer Dec 2020 Transfer
Flood Zone	Zone AE (high risk)
APN	`74-14-487-0049-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-487-0049-000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,162 sqft Living Area
1st Floor Area	1,432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	9,801 sqft (0.225 acres)
Lot Dimensions	153 ft deep x 64 ft wide
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9601 RIVER RD
City	CLAY
State	MI
Zip	48001-4016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PART OF LOT 846 BEG ON S LOT LINE S 69D E 145.22' FROM SW COR, TH N 6D 48M W 45.22' TO BEG OF THIS DESC, TH CONT N 6D 48M W
Legal Subdivision	SUPERVISOR ROY T GILBERTS PLAT #11
Legal Lot Number	846
Legal Unit	846
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1001
Census Tract	646000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9601 RIVER RD, CLAY, MI 48001-4016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Intrafamily Transfer, Transfer
Dec 10, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2006 · Amount on Record
Deed Sale	Sep 6, 2006 · Amount on Record
Prior Sale	May 15, 2006 · Amount on Record
Deed Document Number	20062005073970
Deed Book / Page	3609 / 221
Last Transfer Date	Dec 4, 2020
Transfer Doc	0005286157
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 7, 2021
Property Address	9601 RIVER RD, CLAY, MI 48001-4016
Document Number	0005347790
Book / Page	5347 / 790
Map Reference	LB 49 PG 19
Instrument Date	Apr 7, 2021
Instrument	2021010536
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9601 RIVER RD, CLAY, MI 48001-4016

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Dec 10, 2020
Property Address	9601 RIVER RD, CLAY, MI 48001-4016
Document Number	0052860157
Book / Page	005286 / 000157
Instrument Date	Dec 10, 2020
Transaction Type	Transfer
Record Updated	Jan 14, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9601 RIVER RD CLAY MI 480014016, CLAY, MI 48001-4016

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$411,100 (+16.92%)	$822,200 (+16.92%)
2025	$6,874.00 (+2.32%) Homeowner's exemption	$351,600 (+19.71%)
2024	$6,718.00 (+8.9%)		$703,200 (+19.71%)
2023		$293,700
2022	$6,169.00		$587,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	11 (1981–2019)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Jun 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on River Rd

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