St. Clair County property record for 9585 River Rd, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,888 sqft · built 1960 |
| Lot Size | 0.718 acres (31,276 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,462 (2025) |
| Deeds & Mortgages | Sep 2026 Transfer Aug 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 74-14-487-0061-000 |
| Primary APN | 74-14-487-0061-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,888 sqft Living Area |
| 1st Floor Area | 2,888 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 31,276 sqft (0.718 acres) |
| Lot Depth | 239 ft Depth |
| Garage Area | 1,267 sqft |
| Parking Spaces | 5 Parking Spaces |
| Heating System | Hot Water |
|---|
| Street Address | 9585 RIVER RD |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-4014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | PART OF LOT 846 BEG ON S LOT LINE S 69 DEG E 145.22 FT FROM SW COR, TH N 6 DEG 48 MIN W 257.23 FT TO BEG OF DESC, TH CONT N 6 |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 69 |
| Legal Subdivision | SUPRVRS ROY T GILBERTS 11-CLAY |
| Legal Lot Number | 846 |
| Legal Unit | 846 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 646000 |
Source: St. Clair County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9585 RIVER RD, CLAY, MI 48001-4014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Sep 2, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 9, 2021 | Deed of Trust, Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 26, 2026 |
| Transfer Doc | 0000017840 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 2, 2026 |
| Property Address | 9585 RIVER RD, CLAY, MI 48001-4014 |
| Document Number | 0000017840 |
| Book / Page | 5960 / 605 |
| Instrument Date | Aug 26, 2026 |
| Instrument | 202617840 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 9585 RIVER RD, CLAY, MI 48001-4014 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 9585 RIVER RD, CLAY, MI 48001-4014 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 9585 RIVER RD, CLAY, MI 48001-4014 |
| Document Number | 5405893 |
|---|---|
| Date | Aug 9, 2021 |
| Book Page | 5405/893 |
| Instrument | 2021022939 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 1, 2051 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $322,900 (+18.11%) | $645,800 (+18.11%) | |
| 2025 | $6,462.00 (+2.33%) Homeowner's exemption | $273,400 (+17.34%) | |
| 2024 | $6,315.00 (+8.88%) | $546,800 (+17.34%) | |
| 2023 | $233,000 | ||
| 2022 | $5,800.00 | $466,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 11 (1981–2019) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Jun 2019 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
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