959 FM 981, Leonard, TX 75452 Property Records

Fannin County property record for 959 FM 981, Leonard, TX 75452

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,381 sqft · built 1950
Lot Size	3.59 acres (156,555 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,361 (2024)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1374-005-0000-07`

Property Details

APN / Parcel Number

Primary APN	`1374-005-0000-07`
Alternative APN	`86935`

Interior

Full Baths	3 Baths
Building Area	3,381 sqft Living Area
1st Floor Area	2,012 sqft
Flooring	Combination, Other

Exterior

Year Built	Built 1950
Exterior Material	Brick
Construction Type	Wood Frame
Lot Area	156,555 sqft (3.59 acres)
Garage Type	Attached
Garage Area	420 sqft
Pool Area	384 sqft
Porch	Porch
Porch Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Account Number	1374-005-0000-07
Old Parcel Number	86935
Street Address	959 FM 981
City	LEONARD
State	TX
Zip	75452-4912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A1374 B BLANTON, ACRES 3.594
Legal Subdivision	B F BLANTON ABS 1374
Jurisdiction	FANNIN TX
Township / Civil Division	LEONARD
Census Block Group	1
Census Block	1017
Census Tract	950701

Owner

Source: Fannin County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	959 FM 981, LEONARD, TX 75452-4912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2020
Deed Sale	Oct 15, 2020
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	959 FM 981, LEONARD, TX 75452-4912
Transaction Type	Mortgage
Record Updated	Dec 8, 2022
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021004701
Date	Jun 28, 2021
Instrument	2021004701

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Unified School District	Trenton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$367,640 (+6.48%) Land $184,580 Building $183,060	$367,640 (+6.48%) Land $184,580 Building $183,060
2024	$4,361.00 (+96.53%)
2023		$345,270 Land $133,090 Building $212,180	$345,270 Land $133,090 Building $212,180
2018	$2,219.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (2015–2020)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Mar 2020 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST FANNIN COUNTY SUD serves 9,198 people · EPA ID TX0740031
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
360 Broadband Fiber · Fixed Wireless	2,000 / 2,000
Rise Broadband Fixed Wireless	300 / 60

May also be available: Nextlink, Verizon.

Nearby Properties on FM 981

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